According to an official announcement from Odaily Planet Daily, Binance Exchange recently launched a structured product called "Discount Buy." This product allows users to set a target buy price, strike price, and settlement date. Depending on the market price at the time of settlement, three outcomes may occur:

1: If the settlement price is lower than the target buy price, the user will buy the cryptocurrency at the target price;

2: If the settlement price is between the target price and the strike price, a portion of the shares will be purchased proportionally;

3: If the settlement price is higher than the strike price, the user will receive a fixed annualized return.

This product currently supports Bitcoin and Ethereum and is suitable for market environments with low volatility. Once subscribed, funds will be locked until the settlement date and cannot be redeemed early during this period.