Gate Ventures announced a strategic investment in 3F to drive RWA leverage and counter-cyclical yields in the DeFi sector
- Core Insight: Gate Ventures has made a strategic investment in the 3F protocol, which provides a one-click RWA leverage solution aimed at enhancing the cyclical resilience of DeFi yields and promoting the deep integration of real-world assets with decentralized finance.
- Key Elements:
- 3F offers one-click leveraged exposure to tokenized real-world assets. Once users set their leverage ratio, the protocol automatically handles cross-chain bridging, lending, and position management.
- By aggregating programmatic borrowing demand in decentralized lending markets like Morpho, the protocol provides stablecoin depositors with transparent, counter-cyclical, and highly liquid yields.
- Serving as a unified borrower, 3F reduces the fragmented legal and settlement frictions associated with traditional RWA investments, transforming illiquid instruments into on-chain liquidity.
- Gate Ventures believes that as stablecoins become the dominant settlement layer, their yield sources need to shift from crypto-native cyclical lending towards structured yields anchored in real-world assets.
- 3F serves both retail users and institutions requiring permissioned processes, aiming to lay the groundwork for a new generation of DeFi applications, such as counter-cyclical vaults and institutional-grade yield products.
Gate.com's venture capital arm, Gate Ventures, today announced a strategic investment in 3F. 3F offers a one-click RWA leverage solution, enabling tokenized real-world assets to be used as collateral in decentralized lending markets, providing differentiated and sustainable yields for stablecoin depositors.
This investment underscores Gate Ventures' continued commitment to foundational DeFi infrastructure, aiming to expand on-chain capabilities and accelerate the seamless integration of real-world assets with open finance systems. As stablecoins increasingly decouple from crypto market cycles and solidify their role as the dominant settlement layer, providing leveraged exposure to RWAs is a key step in unlocking structurally resilient yield sources capable of performing across diverse market environments.
3F is positioned as a powerful leverage engine for the RWA ecosystem, enabling capital-efficient access to high-grade yields in private credit and structured finance products. It reduces friction from fragmented legal frameworks and settlement cycles, helping investors unlock the full utility of tokenized assets. By transforming traditionally illiquid instruments into composable on-chain liquidity, 3F strengthens the bridge between institutional-grade credit and decentralized finance.
Expanding DeFi's Yield Capabilities
3F offers a simple, one-click leveraged exposure solution for tokenized real-world assets. A user selects an RWA vault and sets the desired leverage ratio; the protocol automatically handles cross-chain bridging, lending on Morpho, and position management — all within a DeFi environment.
Through this architecture, 3F acts as a unified borrower across multiple RWA collateral markets. Each leveraged position contributes to programmatic, pooled borrow demand, offering stablecoin depositors transparent and counter-cyclical yields. Compared to manual looping strategies, this approach achieves superior capital efficiency and scalability, while maintaining full on-chain transparency and robust risk parameters.
By combining efficient lending mechanisms with automated RWA leverage, 3F creates a fast, permissionless pathway to real-world yields. This allows retail depositors, institutions, and yield aggregators (such as centralized exchanges and wallets) to participate without managing complex positions or requiring additional infrastructure.
How 3F Creates Value for the Ecosystem
3F delivers clear and differentiated value for multiple participants in the DeFi ecosystem:
- For Leverage Users: One-click access to RWA leveraged exposure without manual management of complex positions, significantly improving capital efficiency.
- For Stablecoin Depositors: Through RWA-collateralized lending vaults powered by 3F, users gain access to transparent risk parameters, no lock-up periods, high liquidity, and stable yields — significantly enhancing the cyclical resilience of their returns.
- For Institutions and the Broader Ecosystem: Supports permissioned access, whitelisted frontends, and customized integrations, making it suitable for institutional capital deployment. Furthermore, 3F acts as a unified borrower, injecting high-quality, programmatic borrow demand into decentralized lending markets.
Unlocking Sustainable Yields for Stablecoins through RWAs
Stablecoins have become one of the most critical pillars of the digital asset ecosystem, serving as the primary medium for trading, payments, and liquidity settlement in global crypto markets. However, most current stablecoin yields still rely on crypto-collateralized lending, which is inherently cyclical.
3F aims to expand stablecoin yield generation by enabling native leverage on tokenized RWAs directly within lending vaults. By introducing programmatic, cyclical borrow demand anchored to real-world credit markets, the platform allows stablecoins to earn structurally differentiated and resilient yields across market cycles.
This capability paves the way for a new generation of DeFi applications, including counter-cyclical lending vaults, diversified risk managers, and institutional-grade yield products built directly on real-world asset collateral. As the tokenized RWA market evolves from billions to trillions in value, the infrastructure connecting stablecoin liquidity with RWA leverage will become increasingly critical.
Strategic Alignment with Gate Ventures
Gate Ventures invests in foundational infrastructure that expands the capabilities of decentralized networks and accelerates the development of open financial systems. The investment in 3F strongly aligns with our long-term strategy, particularly concerning RWA integration, scalable yield infrastructure, and the next generation of DeFi primitives bridging traditional finance with on-chain markets.
Real-world assets represent one of the largest untapped opportunities in DeFi. Gate Ventures believes that projects like 3F can effectively bridge this gap by facilitating sustainable borrow demand, counter-cyclical yields, and scalable liquidity within established decentralized lending protocols.
Supporting Next-Generation DeFi Infrastructure
Through this investment, Gate Ventures will work closely with the 3F team to support its ecosystem development, strategic partnerships, and global market expansion.
By combining efficient lending channels, scalable RWA leverage, and stablecoin yield infrastructure, 3F is well-positioned to play a significant role in the next phase of DeFi evolution – transitioning from crypto-native collateral towards real-world-anchored, cyclically resilient financial primitives. Gate Ventures looks forward to supporting the 3F team in building the infrastructure to broaden the DeFi ecosystem and create new opportunities for global users, institutions, and yield seekers.
About Gate Ventures
Gate Ventures is the venture capital arm of Gate, focusing on investments in decentralized infrastructure, ecosystems, and applications dedicated to reshaping the world in the Web 3.0 era. Gate Ventures collaborates with global industry leaders to empower teams and startups with innovative thinking and capabilities, redefining models of social and financial interaction.
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About 3F
3F is a vault protocol built on Morpho, offering one-click leveraged exposure to tokenized real-world assets. A user selects a vault and sets a leverage ratio; the protocol handles the rest – coordinating bridge financing, lending on Morpho, and position management, while providing differentiated yields for stablecoin depositors.
3F serves both retail users seeking high-liquidity, no-lock-up yields as well as institutions requiring permissioned processes and customized integrations.
Disclaimer:
This content does not constitute an offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. Please note that Gate Ventures may restrict or prohibit all or part of its services from restricted regions. Please read the User Agreement for more information at: https://www.gate.com/zh/user-agreement.
