XT.com Cryptocurrency Purchase Guide

Entering the world of cryptocurrency can feel complicated, but it doesn't have to be. Finding a reliable and user-friendly platform is the first step in building your digital asset portfolio. XT.com offers a comprehensive ecosystem designed to make buying, selling, and trading cryptocurrencies straightforward and secure. Whether you're making your first purchase or an experienced trader looking for advanced options, XT.com provides multiple ways to meet your needs.

This guide will walk you through the various ways to buy cryptocurrency on XT.com. We'll explore everything from instant credit/debit card purchases and third-party payment gateways to peer-to-peer (P2P) and over-the-counter (OTC) trading. You'll discover how XT.com combines flexibility, security, and ease of use to create an exceptional trading experience for users worldwide.

Why choose XT.com to buy cryptocurrency?

Since its launch in 2018, XT.com has become a leading social cryptocurrency exchange, serving millions of users. The platform is built on a foundation of security, performance, and a user-centric design. It supports a wide range of digital assets and provides multiple entry points for easily converting fiat currency into cryptocurrency.

Here are some reasons why XT.com stands out:

• Diverse payment options: XT.com supports multiple ways to buy cryptocurrency, including direct purchase with Visa and Mastercard, seamless integration with trusted third-party payment providers, and flexible P2P and OTC trading platforms.
• Global Accessibility: XT.com supports over 90 fiat currencies and more than 70 cryptocurrencies, enabling users worldwide to easily participate in the digital economy.
• Robust security: XT.com prioritizes the security of your assets and data. All users must complete Know Your Customer (KYC) verification, and the platform employs advanced security protocols, including digital asset custody services, to protect every transaction.
• User-friendly interface: Whether you use the desktop website or the mobile application, the platform is designed to provide a smooth and intuitive experience, guiding you through every step of the purchase process.

Method 1: Instantly purchase cryptocurrency using a credit/debit card

For users who value speed and convenience, purchasing cryptocurrency using a credit or debit card is one of the most straightforward methods on XT.com. This feature allows you to instantly purchase cryptocurrencies such as USDT using Visa or Mastercard.

How to buy cryptocurrency using a bank card on XT.com

The process is designed to be simple and efficient, requiring only a few steps to deposit cryptocurrency into your account.

1. To access the cryptocurrency purchase page: After logging into your XT.com account, select "Buy Cryptocurrency" from the main navigation menu, and then select the " Buy Cryptocurrency with Credit/Debit Card " option.
2. Enter your purchase details: In the purchase panel, specify the fiat currency amount you wish to spend (e.g., US dollars). The system will automatically calculate the amount of USDT you will receive based on the current exchange rate.
3. Add your payment card: If this is your first time using this service, you will need to add a new card. Click "Add New Card" and enter your card number, expiry date, and CVV. For security reasons, you must complete KYC verification before linking your bank card.
4. Confirm your order: View transaction details, including the quote and any applicable fees. Agree to the terms and click "Confirm" to continue.
5. Payment complete: You will be redirected to your bank's secure payment page to authorize the transaction. This typically involves entering a one-time passcode (OTP) sent to your mobile phone. Once confirmed, the payment will be processed.
6. Receive your cryptocurrency: Once payment is successful, the purchased cryptocurrency will be directly deposited into your XT.com spot account within minutes.

This method is ideal for users who want to quickly and hassle-free access to digital assets without leaving the XT.com platform.

Method 2: Flexible purchase via third-party payment

XT.com partners with a broad network of trusted third-party payment gateways, offering greater flexibility. This option allows you to purchase over 70 different cryptocurrencies using more than 90 fiat currencies through a variety of local and international payment methods.

Our partners include industry leaders such as Banxa, Mercuryo, Simplex, MoonPay, Alchemy Pay, and Unlimit, each providing secure and reliable gateway services.

How to use third-party payment channels

1. Accessing a third-party page: From the “Buy Cryptocurrency” menu, select the “ Buy Cryptocurrency via Third Party ” tab.
2. Choose your currency and cryptocurrency: Select the fiat currency you want to spend and the cryptocurrency you wish to receive. Enter the amount, and the system will display the estimated amount of cryptocurrency you will receive.
3. Choose a payment partner: The platform will display a list of available third-party providers based on your selected currency. Each provider may offer different rates and payment methods (e.g., Apple Pay, SEPA, bank transfer). Choose the one that best suits your needs.
4. Confirm and Continue: After selecting a channel, you will see an order summary. Confirm the details and agree to the disclaimer, then you will be redirected to your partner's secure payment interface.
5. Complete KYC and Payment: You may need to complete a one-time, separate KYC verification with a third-party provider. Follow their on-screen instructions to submit your information and complete the payment.
6. Cryptocurrency deposit: Once the transaction is complete, the third-party provider will send the cryptocurrency directly to your XT.com wallet.

This approach offers great flexibility, allowing you to use familiar local payment options while benefiting from competitive rates offered by different providers.

Method 3: Peer-to-peer (P2P) transactions

Peer-to-peer (P2P) trading allows you to buy and sell cryptocurrencies directly with other users. XT.com acts as a facilitator, providing a secure platform and escrow service to ensure both parties adhere to the transaction. This method offers competitive prices and supports a wide range of payment methods set by individual sellers.

On XT.com's P2P trading market, you can trade popular cryptocurrencies such as USDT, BTC, ETH, and USDC.

How do P2P transactions work on XT.com?

For buyers:

1. To access the P2P trading area: Find "P2P Trading" under the "Buy Cryptocurrency" menu.
2. Filter and select ads: Choose the cryptocurrency you want to buy and the fiat currency you will use to pay. You can browse ads posted by merchants and filter by price, payment method, and transaction limit.
3. To place an order: Once you find a suitable advertisement, click "Buy". Enter the amount you want to spend (in fiat currency) or the amount of cryptocurrency you wish to purchase. This will lock the cryptocurrency in escrow services at XT.com.
4. Make payment: The order details will display the seller's payment information. Within the specified time, send the correct amount to the seller using your preferred payment app or bank.
5. Confirm payment and receive cryptocurrency: After the remittance, mark the order as "Paid" on XT.com. The seller will then verify the payment and release the cryptocurrency from escrow. The digital assets will then be transferred to your spot account.

XT.com's escrow system protects both buyers and sellers. Cryptocurrency is held until payment is confirmed, eliminating the risk of sellers failing to release assets after receiving payment. All users must complete KYC verification, adding another layer of security to the P2P market.

Method 4: Over-the-counter (OTC) trading for large transactions

For institutional clients and high-net-worth individuals wishing to execute large transactions, XT.com offers specialized over-the-counter (OTC) trading services. OTC trading takes place outside the public order book, which prevents large transactions from causing price slippage and impacting the market.

The XT OTC platform offers highly personalized "white glove" services to ensure competitive pricing and secure settlement for large transactions.

Key advantages of XT OTC

• Customized services: Our professional OTC team works directly with you to tailor detailed deposit and withdrawal plans to meet your specific needs.
• Competitive pricing: Obtain competitive quotes for deep liquidity and large-volume trades, ensuring you get fair prices without disrupting the market.
• Extensive currency support: The OTC platform supports deposits and withdrawals in multiple major fiat currencies, including USD, EUR, GBP, HKD, and JPY. Supported cryptocurrencies include USDT, USDC, BTC, and ETH.
• Compliance and Security: XT OTC strictly adheres to global AML/KYC policies to ensure all transactions are compliant and secure.

XT OTC Transaction Process

1. Registration and Verification: First, you must have an XT.com account and complete the required KYC verification.
2. Contact the OTC team: Connect with a dedicated team of OTC experts via Telegram to discuss your trading needs.
3. Get a quote: Our team will develop a plan for you and provide a competitive price quote for your desired deal.
4. Settlement Transaction: Once you confirm the transaction details, the transaction will be securely settled within minutes of payment arriving.

The minimum transaction amount for OTC services is 50,000 USDT, making it an ideal solution for large-scale investors who require careful handling and professional operation.

Start with the XT.com app

All these methods of buying cryptocurrencies are also available on the XT.com mobile app. Whether you choose P2P trading or a third-party payment provider, you can easily buy cryptocurrencies anytime, anywhere. The app offers a seamless experience, allowing you to manage your portfolio, track orders, and execute trades from anywhere. Simply download the app, log in, and click "Buy Cryptocurrency" on the homepage to access all available options.

Your gateway to the crypto world

XT.com is more than just an exchange; it's a complete ecosystem designed to support your digital asset journey. By offering diverse, secure, and convenient purchasing options, the platform removes traditional barriers to entry into the crypto market. Whether you prefer the simplicity of bank card payments, the flexibility of third-party gateways, the direct interaction of P2P transactions, or the personalized services of an OTC platform, XT.com provides tailored solutions.

With its commitment to security, global accessibility, and user-centric design, XT.com is the ideal platform for starting or expanding your cryptocurrency investments.

About XT.COM

Founded in 2018, XT.COM is a leading global digital asset trading platform with over 12 million registered users, operating in more than 200 countries and regions, and boasting an ecosystem traffic exceeding 40 million. The XT.COM cryptocurrency trading platform supports over 1300 high-quality cryptocurrencies and over 1300 trading pairs, offering diverse trading services including spot trading , leveraged trading , and contract trading , and is equipped with a secure and reliable RWA (Real World Asset) trading market. We are committed to the philosophy of "Explore Crypto, Trust Trading," dedicated to providing global users with a safe, efficient, and professional one-stop digital asset trading experience.