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Web3Caff Research(外捕研究)是面向 Web3&AI 时代的金融科技(FinTech)研究平台,聚焦链上金融、智能体金融、跨境结算与创新支付体系,以及其与传统金融的融合发展。
U.S. Crypto Banking System Special Report (Part 1): Circle Secures Banking Charter — Why Are Web3 Companies Collectively Moving Toward "Bankification"?
Circle obtains a U.S. banking charter. Why is America rebuilding its Crypto Banking system? Why are Web3 companies represented by Circle collectively moving toward "bankification"?
2026-08-26
stable currency
policy

Web3 Payment Track Research Report (Part 1): A Comprehensive Breakdown of Industry Background, Protocol Standards, Major Players' Positioning, and Global Regulatory Dynamics
The Web3 industry is undergoing a profound paradigm shift. The previous narrative around Web3 payments primarily centered on "exploring the application of on-chain assets in the payment sector," yet its real-world adoption has long been constrained by asset volatility, user experience issues, regulatory uncertainty, and insufficient merchant acceptance.
2026-08-05
wallet
smart contract
stable currency
USDT
Circle
USDC
technology
AI
Account Abstract
x402

AI Agent Era On-Chain Security Report: When Transactions, Payments, and Signatories Shift from Humans to Agents, Where Lies the Web3 Security Boundary?
Over the past decade, the core issues of Web3 security have largely revolved around private keys, contract vulnerabilities, and phishing. The security boundary was relatively clear: humans see a page, click on a wallet, confirm a transaction, and the on-chain execution result is produced.
2026-07-01
Safety
AI

2026 Ethereum Future Outlook: A 22,000-Word Research Report (Part 1): How Far Is It From "Infrastructure" to "Ecological Center"?
As one of the most important smart contract platforms today, Ethereum has built the richest on-chain ecosystem and continues to lead the development direction of Web3 technology innovation.
2026-06-20
ETH
Layer 1

Hong Kong dollar stablecoin HKDAP completes its first public test—can compliant stablecoins carve a new path in the dollar-dominated赛道?
Delve into the front lines to identify and screen current hot events, providing value interpretation, commentary, and principle analysis.
2026-05-30
stable currency
policy

How to Enable AI Agents to Call APIs, Purchase Permissions, and Complete Payments? Exploring ERC-8257.
Delving into the frontlines to explore and filter current hot events, providing value-oriented interpretation, commentary, and principle analysis.
2026-05-29
AI

Circle Releases Arc Network Whitepaper: Can the New Economic Mechanism Propel It to Become the "Clearing Coordination Layer" for Institutional Stablecoin Payments?
Delve into the front lines to discover and curate current hot events, providing value interpretation, commentary, and principle analysis.
2026-05-13
public chain
stable currency
Circle
USDC
Layer 1

Solana Foundation and Google Partner to Launch Pay.sh: Can It Bridge the Payment Link between Web2 and Web3 in the Agentic Economy?
Delve into the frontlines to discover and screen current hot events, providing value interpretation, commentary, and principle analysis.
2026-05-12
Solana
x402

Tokenized funds open secondary market circulation! How is the Hong Kong SFC's new policy driving the development of global on-chain finance?
We delve into the front lines to identify and screen current hot events, providing value interpretation, commentary, and principle analysis.
2026-05-06
policy
RWA

Blockchain Quantum Security 10,000-Word Research Report: Panoramic Analysis of Quantum Computing Threat Theory, Quantum Security Status, Preparation Recommendations, and Timeline Projection
The core cornerstone of blockchain is public-key cryptography. In recent years, the computing power of quantum computers has shown an exponential development trend, increasingly threatening traditional public-key cryptography. Media often present very urgent quantum threat timelines, making it seem as if quantum computers could instantly destroy the old digital world, but the reality is not so.
2026-04-02
Safety
technology

Looking at Web3 on a Decade Scale: The Next Form of the Privacy Track
The resurgence of privacy in 2025 is not driven by a revival of ideology but is directly triggered by real-world friction.
2026-01-27
technology
FHE

Privacy × Compliance: A New Web3 Narrative?
How is privacy reshaping the foundational paradigm of Web3 amidst the global wave of compliance?
2026-01-22
privacy coin
RWA
FHE

DeAI: In the Era of AI's "Unchecked Growth," Why Web3 is Needed to Govern It
Amidst the fervor and capital focus on centralized trends, DeAI (Decentralized AI Training and Inference Architecture) is emerging as another path to the future, directly addressing two major hidden dangers in today's AI development: blind trust mechanisms and scalability fragility.
2026-01-06
technology
AI

2025: A Major Historical Turning Point for Web3
The era of Web3 applications is not coming soon, it has already begun.
2025-12-30
blockchain

DePAI: The next trillion-dollar growth engine for Web3?
What exactly is this physical AI that tech giants are betting on? And what is DePAI, which combines blockchain with it? How will DePAI solve the deep-seated problems facing physical AI?
2025-12-28
AI










