Key Points
Early Token Access: XT Launchpool allows users to participate in select pools by staking existing assets (e.g. XT, ETH, USDT) and earn rewards for new tokens before they are publicly listed, usually at a discounted price.
Guaranteed return on principal: Smart Trend provides a structured investment strategy based on BTC/ETH price trends. If the market reaches the target price, a high target annualized rate of return (APR) can be obtained; if it is not reached, the minimum annualized rate of return is still guaranteed, taking into account both returns and safety.
Customized Institutional Credit: VIP Lending provides customized over-collateralized crypto loans to high-net-worth traders, funds, and protocols, with no forced liquidation and no early repayment fees, and flexibly meets institutional-level needs.
Seamless on-chain staking: Proof-of-stake staking (“earning on-chain”) enables users to manage node management and validator selection, allowing long-term holders to earn competitive annualized yields (APY) and gain governance benefits without technical operations.
Portfolio Integration: Balance risk, optimize returns, and maintain liquidity through market cycles through a combination of core assets (Proof of Stake Staking), satellite assets (Launchpool and Smart Trends), and tactical credit (VIP Lending).
In the rapidly developing cryptocurrency and decentralized finance (DeFi) space, XT.COM continues to innovate by launching a suite of four powerful yield-generating products. Whether you are an experienced DeFi strategist or a novice exploring passive income avenues, XT Earns four tools - Launchpool, Smart Trend, **VIP Lending** and Proof-of-Staking - provide you with flexible strategies, robust risk mitigation mechanisms and the potential for excess returns.
This article will delve into the mechanics, ideal user profiles, real-world application scenarios, and strategic best practices of each product to help you seamlessly integrate these products into your overall portfolio.
Table of contents
XT Launchpool: Unlocking Early Token Opportunities
XT Smart Trend: Structured Return and Downside Protection
XT VIP Lending: Customized Crypto Financing for Institutions
XT Proof-of-Staking: Long-term and secure on-chain income
Integrate XT Earns four products into your portfolio
XT Launchpool: Unlocking Early Token Opportunities
Overview and Value Proposition
Launchpool enables XT token holders and stablecoin investors to participate in the liquidity pool of selected upcoming token projects by staking existing assets. Instead of purchasing tokens on the open market, you provide liquidity to the project launch in exchange for an allocation of new tokens, which are often offered at a price far below the market price before they are officially listed.
Mechanism and workflow
Pool Selection: Visit the Launchpool Center to browse currently active and upcoming pools. Each pool includes project overview, token economics, pool size, staking options, and estimated annualized rate of return (APR) range.
Stake: Allocate supported tokens (such as XT, ETH or USDT) to one or more pools. Your share of rewards is based on the proportion of your staked assets to the total participation in the pool.
Rewards accumulate: Rewards continue to accumulate during the campaign. You can track your earnings in real time through the dashboard or mobile app.
Token Claim and Recycling: After the subscription period, you can claim the tokens you earned. There is no lock-up period for earned tokens, allowing for immediate redemption, re-staking, or portfolio rebalancing.
Usage scenarios and examples
Early Bulls: When a promising DeFi or NFT infrastructure token is launched, participating in early distribution through Launchpool can achieve 200%-500% returns upon listing on the main market.
Capital efficiency: No need to invest new capital, you can seamlessly participate in the launch of new projects using your existing positions.
Best Practices and Recommendations
Diversified Funding Pools: Reduce risk exposure by distributing smaller stake amounts across 3-5 concurrent funding pools.
Monitor TVL dynamics: High total locked value (TVL) may compress annualized returns; prioritize projects with moderate TVL and strong fundamentals.
Set reminders: Use XT’s notifications to keep track of pool opening and closing times – missing the launch window will result in not receiving rewards.
XT Smart Trend: Structured Return and Downside Protection
Introduction and Strategic Positioning
Structured products combine derivatives and fixed income mechanisms to provide target returns while limiting downside risk. Smart Trend introduces this model to the chain: you can bet on the bullish or bearish trend of prices within a specific time period. If the market reaches your target price, you will receive a high premium annualized rate of return (APR); even if the target is not reached, you can still ensure a minimum guaranteed rate of return.
Product Mechanism
Program components: Each Smart Trend series clearly specifies the underlying asset (such as BTC, ETH), subscription window, target price threshold (strike price), maximum holding period, and return tier (target annualized rate of return APR and minimum annualized rate of return).
Subscription and allocation: Investors directly invest in the settlement currency (such as USDT). Since the deposit and final settlement use the same currency unit, there is no need to pay conversion fees.
Settlement scenario:
Winning scenario: If the price of the underlying asset reaches or exceeds the preset target price on the settlement date, the subscriber will receive a higher Target Annual Rate of Return (Target APR).
Fallback scenario: If the price does not reach the target price, subscribers can still obtain the minimum annualized rate of return (Minimum APR), which is usually between 2%-5%, ensuring the continued appreciation of the principal.
Ideal User Profile
Conservative Yield Seekers: Users who want to earn a higher return than a savings account, but avoid the volatility of margin trading.
Directional Trader: An experienced trader who seeks to profit from market views without actively managing positions.
Risk Management and Structuring Strategies
Term selection: Short-term holding (7-14 days) is suitable for capturing short-term volatility peaks; long-term holding (30-90 days) allows for more room for market fluctuations.
Target price diversification: Subscribe to both call and put plans for the same asset at the same time to build a profit structure similar to a straddle option (straddle) to ensure that one of the two premium yields is obtained.
Comparative Advantage
Unlike standard yield products, Smart Trend completely avoids liquidation risk. Even if the market moves against expectations, the minimum yield still applies, making it a particularly suitable strategy during the volatile altcoin season.
XT VIP Lending: Customized Crypto Financing for Institutions
Product Vision
VIP Lending (also known as VIP Loan Service)** is designed for the large-scale and complex needs of hedge funds, trading desks and corporate treasury departments, providing over-collateralized loans and adopting negotiated and customized terms instead of one-size-fits-all rigid restrictions. Whether you need funds to seize arbitrage opportunities or support operational growth, VIP Lending can provide institutional-grade liquidity solutions directly on the XT platform.
Core Features
Collateral flexibility: Accept a variety of top assets as collateral, including BTC, ETH, USDT, and XT.
Customized term and rate: Loan-to-value ratio (LTV), interest rate and repayment plan are customized through direct negotiation with a dedicated account manager. Approval and loan disbursement can be completed within 48 hours.
Seamless fund disbursement and settlement: Once the loan is approved, the funds are instantly deposited into your XT trading wallet.
Non-liquidation clause: Unlike margin financing, VIP Lending does not automatically liquidate collateral when asset prices fall, but instead handles maturity defaults through negotiation and extension.
Suitable for users of VIP Lending
Arbitrage traders: Use loan funds to bridge cross-exchange or cross-chain price differences and capture arbitrage opportunities.
Market makers: Maintain the stability of the bid-ask spread by financing and buffering inventory.
Corporate Project Funding: Crypto-native startups and protocol teams obtain growth capital through non-dilutive token sales.
Operational Process
Onboarding and KYC: Verify the qualifications of institutional participants through enhanced KYC/AML (Know Your Customer/Anti-Money Laundering) reviews.
Negotiate terms: determine the loan-to-value (LTV), loan term, interest rate, and collateral asset mix.
Smart Contract Execution: Sign legal agreements and lock on-chain collateral through XT’s DeFi-grade escrow mechanism.
Monitoring and support: Provide a 24/7 dedicated service desk to support additional collateral, extension or early repayment.
Strategic Recommendations
Maintain a buffer: Maintain the collateral value at 110% -115% of the agreed LTV to avoid possible margin calls.
Seasonal financing: Choose shorter loan terms (e.g. 14 days) around high volatility announcements (e.g. major market events).
XT Proof-of-Staking: Long-term and secure on-chain income
Core Concept
XTs Proof-of-Staking** product (also known as on-chain earning) simplifies the process for users to directly participate in the Proof-of-Stake (PoS) network without having to run their own nodes or deal with complex settings. Users can seamlessly earn native staking rewards by delegating their assets to carefully screened validators through XTs user interface.
Staking Mechanism
Asset List: A regularly updated list of assets that support PoS staking, including ADA, DOT, ETH, SOL, etc.
Term options: Flexible staking (can be unstaked at any time) and locked staking (higher annualized rate of return APR) are provided. APR is dynamically adjusted based on network revenue, validator commissions and lock-up period.
Reward distribution: Rewards are accumulated on an epoch or daily basis and are automatically reinvested unless the user chooses to withdraw.
Why Proof-of-Stake Staking Matters
Network security: Stakers directly participate in maintaining network consensus and decentralization, enhancing the security of the blockchain.
Governance rights: Many protocols grant voting and proposal rights to active stakers, giving them influence in the community.
Inflation Hedging: Through a predictable annualized rate of return (APY), staking can offset token inflation and preserve the purchasing power of assets.
User Profile
Long-term accumulators: Investors who tend to “set and forget” (HODL), seeking returns above the market average.
Governance Advocates: Community members who are keen to participate in on-chain voting and governance.
Optimization strategy
Phased lock-up period: Allocate assets to staking plans with different lock-up periods to balance liquidity and returns.
Validator decentralization: Spread the stake across multiple validators to reduce the risk of slashing and commission costs due to validator errors.
Integrate XT Earns four products into your portfolio
1. Core-Satellite Allocation
Core part: Proof-of-stake staking, for stable, long-term returns (40% -60% of idle assets).
Satellite portion: short-term Launchpool and Smart Trend allocations (20% -30%).
Tactical credit: VIP Lending is used as a liquidity buffer or tactical financing tool (accounting for 10% -20%).
2. Risk Management Matrix
Low risk: Proof of Stake during the lock-up period + Smart Trend minimum annualized rate of return (APR).
Medium risk: Launchpool projects with medium market capitalization token pools.
High risk: VIP Lending’s carry loans and Smart Trend’s aggressive target price program.
3. Performance tracking and rebalancing
Track return on investment (ROI) metrics for each product in real time using XTs portfolio dashboard.
Rebalancing is done quarterly to adjust underperforming allocations to higher yielding or newly listed Launchpool projects.
Conclusion and Next Steps
XT.COMs four Earn product pillars - Launchpool, Smart Trend, VIP Lending and Proof-of-Staking - are designed to serve a diverse user base, from conservative yield seekers to institutional investors. By deeply understanding the mechanics of each product and strategically allocating funds, you can:
Maximizing Upside Potential in Token Offerings
Capture structured returns without downside risk
Unlocking large-scale financing without liquidation risk
Directly participate in the security and governance of the PoS network
Visit the XT Earn page today to explore the detailed product guide and start building a multi-layered crypto strategy that matches your goals, risk tolerance, and market outlook. Your next earnings breakthrough is just around the corner!
About XT.COM
Founded in 2018, XT.COM currently has more than 7.8 million registered users, more than 1 million monthly active users, and more than 40 million user traffic within the ecosystem. We are a comprehensive trading platform that supports 800+ high-quality currencies and 1,000+ trading pairs. XT.COM cryptocurrency trading platform supports a variety of trading products such as spot trading , leveraged trading , and contract trading . XT.COM also has a safe and reliable NFT trading platform . We are committed to providing users with the safest, most efficient, and most professional digital asset investment services.
