PwC: Institutional Crypto Adoption Has Passed the "Point of No Return"

Odaily News PwC (PricewaterhouseCoopers) states in its released "2026 Global Crypto Regulation Report" that institutional adoption of crypto assets has crossed the "point of no return," making the process difficult to reverse.

The report indicates that the current focus of discussion is no longer whether institutions should use crypto assets, but how to integrate them into the existing financial system. Crypto assets are shifting from being primarily used for trading and speculation to being deeply embedded in core financial scenarios such as payments, settlements, treasury management, and balance sheet management, with the production-level application of stablecoins being particularly crucial.

PwC points out that stablecoins and tokenized cash are being widely used by banks, asset management institutions, and payment companies for internal transfers, cross-border payments, and corporate treasury operations. Crypto technology is gradually becoming the "financial infrastructure operating behind the scenes," often imperceptible to end-users.

The report argues that once crypto systems are embedded into the core business processes of institutions, their adoption path will be difficult to reverse. This view is also being echoed by multiple market participants, including USDC issuer Circle.