This article will help you understand Matrixport's financial products
The crypto market is changing rapidly. How can investors obtain stable investment income?
There are so many investment and financial products on the market, how should users choose?
This article will review Matrixport’s financial products one by one, so that you can quickly understand how to choose the financial products that are suitable for you.
The financial products on Matrixport cover different user needs, including entry-level financial management such as current deposits and fixed income investments; advanced financial management products such as dual-currency investment and Snowball; ETH staking, Restaking on-chain financial management, etc.
Note: The yield of financial products fluctuates with market changes. The above data is real-time data as of 2024-06-12. It is for reference only. The specific yield is subject to the actual display on the product page.
Newbie-friendly, stable financial products
Stable financial products represented by "current deposits" and "fixed income investments" are not only the first choice for users who are trying financial management for the first time, but also essential products for experienced players to conduct comprehensive asset allocation.
As the name implies, "current deposit" is a financial product that can be deposited and withdrawn at any time. The product principle is similar to current savings, with relatively stable returns and good liquidity. "Current deposit" is suitable for users who do not need to use funds in the short term, but do not want to leave the funds idle and want to obtain certain returns.
Matrixport's "current deposit" product uses hourly compound interest, has no investment limit, and is easy for new users to use. Currently, it supports 16 crypto assets such as BTC, ETH, USDT, and USDC. The average annualized return of USDT in 14 days is 3.76% (data is real-time information on June 13).
"Fixed income investment" refers to a product that earns fixed income by depositing tokens within a specified period. Fixed income interest rates are usually higher than "current deposits" and the income is relatively stable regardless of market fluctuations. "Fixed income investment" is suitable for users who are optimistic about the future market and want to earn interest by holding coins.
At present, Matrixport fixed income products support 14 mainstream assets such as BTC, ETH, BNB, USDT, USDC, etc. The investment period varies from 7, 30, 45, 60, and 90 days. The annualization of the same asset will vary according to the investment period. Generally speaking, the longer the investment period, the higher the return. At present, the annualized yield of stablecoins (USDT, USDC) for 7 days is 6%. Matrixport will also launch 30-day USDT fixed income products with an annualized return of 20% from time to time. The quota is limited and will be sold out.
High risk and high return, suitable for advanced financial management products
"Dual Currency Investment" is a relatively versatile player in advanced financial management. If used properly, it can meet users' needs for profit-taking, bottom-fishing, and currency hoarding. "Dual Currency Investment" is a "non-principal-guaranteed but fixed-rate" financial product. The rate of return of the product is clear and fixed at the time of purchase, but the settlement currency is uncertain. When the product expires, the settlement currency depends on the comparison between the settlement price and the linked price at expiration.
"Dual Currency Investment" involves two currencies, and the investment directions are divided into "Sell High" and "Buy Low". Generally speaking, if you choose "Sell High", you need to use the corresponding token to buy, and if you choose "Buy Low", you need to use USDT/USDC to buy. However, there are exceptions, such as Matrixport's "ETH/BTC" product, if you choose "Sell High", you need to invest in ETH, and if you choose "Buy Low", you need to invest in BTC.
Simply speaking, choosing to sell high is equivalent to selling a call option, and choosing to buy low is equivalent to buying a put option. Dual Currency Investment is suitable for investors who have clear expectations for the current market trend. For example, if the user believes that the market trend will be volatile in the future, the user can obtain higher returns by choosing a dual currency product with a suitable period and the price fluctuates between the upper and lower thresholds; if the user believes that the future will enter a stage of short-term decline and subsequent recovery, choosing a "buy low" product with a suitable period can not only buy at a lower price, but also obtain financial management income; if the user believes that the market trend will be an upward correction, choosing a "sell high" product has the opportunity to realize a high point profit.
Matrixport’s “dual-currency investment” product supports 12 assets including BTC, ETH, ARB, BCH, BNB, ORDI, OP, etc.; the investment period is wide, supporting a wide range of investment cycles from 0.1 to 287 days.
"Snowball" is an investment product with medium-high threshold, medium-high risk and medium-high return. It is suitable for investors who have a certain risk tolerance and clear expectations for market trends. Matrixport's Snowball product is an American option that can be exercised on any date after the purchase is successful. Snowball has a "knock-in price" and a "knock-out price". When the Snowball product you purchased fluctuates between these two prices, your income will be like a snowball rolling in the snow, rolling more and more.
Matrixport currently provides USDT bullish snowball, BTC bullish snowball, BTC bearish snowball, ETH bullish snowball, and ETH bearish snowball.
One-stop worry-free service, painless participation in on-chain financial management
Matrixport on-chain financial products are ETH staking products. Currently, there are four products: Eigenlayer native Restaking, Lido ETH staking, P2P.org native staking, and Paralinker native staking. Matrixport on-chain financial products have the characteristics of simplifying the user's investment process. Users do not need to perform cumbersome on-chain operations and staking income conversions. Matrixport will convert the staking income into ETH for users after the product expires. Matrixport on-chain financial products are suitable for users who have idle ETH and do not want to perform cumbersome on-chain operations.
Disclaimer: The above content does not constitute investment advice, an offer to sell, or a solicitation of an offer to buy to residents of the Hong Kong Special Administrative Region, the United States, Singapore, and other countries or regions where such offers or solicitations may be prohibited by law. Digital asset trading may be extremely risky and volatile. Investment decisions should be made after careful consideration of personal circumstances and consultation with financial professionals. Matrixport is not responsible for any investment decisions based on the information provided in this content.
