Michael Saylor calls for countries to build digital banking systems that are backed by Bitcoin: This could attract trillions of dollars in inflows.

Odaily Planet Daily reports that MicroStrategy CEO Michael Saylor stated at the Bitcoin MENA event in Abu Dhabi that countries can leverage Bitcoin's overcollateralized reserves and tokenized credit instruments to build a high-yield, low-volatility digital banking system, thereby attracting trillions of dollars in global funds.

Saylor points out that bank deposit yields in Japan, Europe, and Switzerland are close to zero, and money market fund yields are also limited, with the US money market yielding around 4%, leading investors to seek returns in the corporate bond market. His proposed structure includes approximately 80% digital credit instruments, 20% fiat currency, and an additional 10% reserve buffer to mitigate volatility; if this model were offered by regulated banks, it could attract significant cross-border capital inflows.

He believes that countries adopting this model could attract "$20 trillion to $50 trillion," thus becoming "global digital banking hubs." Prior to these remarks, Saylor disclosed on the X platform that MicroStrategy purchased 10,624 BTC last week, worth approximately $963 million, increasing its Bitcoin holdings to 660,624.

Furthermore, Saylor's described product structure is similar to the company's STRC preferred stock launched this year, which offers variable dividends (approximately 10%), is backed by a portfolio of Bitcoin-related assets, and is designed to trade near par. Although STRC's market capitalization has reached approximately $2.9 billion, market participants still question its stability and liquidity, believing that Bitcoin volatility could pose a risk to this type of structure. (cointelegraph)