Odaily Planet Daily News: Under the guidance of the National Financing Guarantee Fund, the Beijing Reinsurance Company promoted the successful implementation of the digital RMB guaranteed loan between Guohua Guarantee and Beijing Rural Commercial Bank. As the first digital RMB bank-guaranteed risk-sharing batch guaranteed loan in Beijing, it not only realized the innovative application of digital RMB in financing guarantee scenarios, but also promoted the upgrade of currency and payment systems in the digital era. It is understood that the digital RMB financing guarantee business that was launched this time is a 1 million yuan credit loan provided by Guohua Guarantee Company to a Beijing energy company. It is based on the digital RMB innovative industry-finance model under the scenario of "Kunpeng Quick Payment", a digital financial technology company under China National Petroleum Corporation. After the borrowing enterprise obtains the loan approval from Guohua Guarantee and Beijing Rural Commercial Bank, it receives the guaranteed loan through the enterprise digital RMB wallet and completes the loan use such as paying employee wages. Compared with the traditional financing guarantee model, the digital RMB guaranteed loan has the advantages of fast arrival, traceability, and tamper-proof. (Shell Finance)
