According to official news from Odaily Planet Daily, Y Combinator has partnered with Base and Coinbase Ventures to launch the "Fintech 3.0" startup application program, inviting founders to build new on-chain financial systems. Y Combinator will reportedly focus on three areas: stablecoins (the value of stablecoins on Base exceeds $4 billion), tokenization and trading (JPMorgan Chase has launched the JPMD deposit token on Base), and applications and agents (the AI agent Clanker generated over $13 million in revenue in five months).