BM Wallet上线預測市場，重塑Web3用戶體驗

The decentralized self-custodial Web3 wallet BM Wallet today officially launched its prediction market feature. Users can now predict outcomes of various real-world events without leaving the wallet, with all settlements conducted using stablecoins. The feature is currently available in designated regions, with the World Cup as the core prediction theme for its initial phase, alongside a first round of promotional activities.

Prediction markets have become a highly anticipated track in the crypto space. Users can make predictions and express their views based on their judgments of global events such as sports tournaments, macroeconomic situations, and social hot topics. However, for a long time, participating in prediction markets often meant leaving one's existing wallet: downloading a separate application, registering an account on a centralized platform, and entrusting assets to a third party. BM Wallet has pioneered a new model—assets never leave the wallet, and the private key remains always in the user's possession.

This launch is not merely coinciding with a major sporting event. With the start of the World Cup, BM Wallet users can easily convert their match predictions into on-chain transactions. The implementation of this feature not only marks BM Wallet's official debut as an independent brand but also embodies the core development philosophy of the product.

Prediction, Settlement, Withdrawal: A One-Stop In-Wallet Process

The core advantage of the BM Wallet prediction market lies not in the feature itself, but in its deep integration within the wallet ecosystem. Users do not need to install additional apps, register on centralized platforms, or exchange tokens in advance. Simply open BM Wallet, select the prediction section, and participate directly using their own assets. The underlying layer connects to Polymarket, the world's largest prediction market, granting users direct access to its deep liquidity and diverse market offerings within the wallet—without needing a separate Polymarket account or transferring assets out, preserving the self-custodial experience.

Both predictions and settlements are denominated in stablecoins. Once an event outcome is determined, winnings are automatically settled to the user's prediction market account within the wallet, requiring no manual claiming or waiting for third-party payouts. Leveraging the self-custodial mechanism, users maintain full control over their assets at all times, with private keys securely stored on their personal devices. Participating in predictions does not require relinquishing control of assets.

The prediction market coverage extends beyond sports. In addition to the World Cup, the platform features diverse categories like cryptocurrency and politics, allowing various real-world events to become on-chain prediction targets. The current launch event focuses on the World Cup, offering rewards to eligible users who successfully participate in match predictions.

The prediction market is not an isolated new feature but the latest touchpoint in the BM Wallet self-custodial ecosystem. To understand its value, one must place it within the complete product landscape.

Bridging On-Chain Assets to Real-World Spending

Backed by its proprietary prepaid card service, BM Wallet bridges digital assets with daily consumption scenarios. Users can directly top up the card using stablecoins and spend at any merchant that accepts Visa or Mastercard. Funds are settled automatically without needing to be transferred to a traditional bank account.

The card comes in virtual and physical forms. The virtual card can be used for online shopping, digital services, and subscriptions to major AI platforms like OpenAI, Anthropic, and Midjourney. The physical card supports swiping at offline stores. The card issuance process is simple, with streamlined identity verification, instant card generation, no annual fees, and no top-up charges, significantly lowering the barrier to use.

Thus, asset management, market analysis, trading, spending, and the newly launched prediction market form a complete ecosystem loop. Users never need to exit the application, and every step is taken without surrendering control over their assets.

A Consistent Product Philosophy

The introduction of features like the prediction market and prepaid card precisely addresses common pain points in the current Web3 industry. Currently, completing an on-chain operation often requires users to switch between multiple disconnected products: using one wallet to store assets, jumping to another platform for trading, and yet another tool for checking market data. This constant switching increases the complexity of use, and many platforms even require users to hand over asset custody.

BM Wallet's solution is to integrate the entire service chain. Instead of redirecting users to third-party specialized platforms, it integrates core functionalities directly into the wallet, consistently adhering to the principle of user self-sovereignty over assets and private keys. The prediction market is the latest embodiment of this philosophy, a logic that runs through all product features.

Adhering to the Core Self-Custodial Architecture

BM Wallet is built on an Externally Owned Account (EOA) architecture, making it a pure self-custodial crypto wallet. The platform never stores user private keys, seed phrases, or other sensitive information. Asset ownership always rests with the user. "Private key in hand, assets secure" is not just a slogan but a design principle of the product's underlying architecture.

While firmly upholding the essence of self-custody, the product continuously optimizes the user experience, lowers the barrier for beginners, and retains the flexibility and asset autonomy inherent in a self-custodial model.

Discover Opportunities, Execute Trades: All in One Place

The wallet features a built-in decentralized exchange (DEX), allowing users to access on-chain liquidity directly without intermediaries. It is complemented by professional trading analysis tools: tracking smart money flows of top wallets, providing trading signals, and uncovering potential assets to help users make more informed decisions.

From discovering investment opportunities to executing trades, all operations can be completed within the same application. Information is synchronized, processes are streamlined, completely eliminating the cumbersome model of "checking quotes in one app and trading in another."

An Independent Application Building a Dedicated Brand

BM Wallet is an independent application, not an ancillary feature attached to another product, which is the core positioning of its brand development. In the past, users' Web3 experiences were fragmented across wallets, exchanges, market data tools, and other products, each requiring learning a new set of rules.

BM Wallet integrates the entire service flow to create a cohesive experience: newcomers can easily get started, and experienced users are spared the inefficiency of constantly switching between apps.

Long-Term Vision: Building the Mainstream Web3 Financial Account

BM Wallet's goal extends beyond being just a wallet product. The team's long-term direction is to develop it into a mainstream Web3 financial account, a self-custodial counterpart to a traditional everyday financial app, serving as the central hub for users' on-chain financial lives.

The product will be iteratively upgraded in phases:

• Launch an AI-powered smart wallet supporting natural interaction methods like voice and text for transfers, trades, and asset management, gradually achieving intelligent automated execution;
• Integrate common quick login methods like Google and Apple accounts to simplify wallet creation and recovery processes while firmly upholding the self-custody bottom line;
• Perfect the payment system, streamlining the fiat-to-wallet-to-spending loop; launch wealth management and value-added modules to improve capital efficiency; continuously integrate functions like token swaps, cross-chain bridges, contract trading, and real-world assets (RWA) to enrich on-chain service scenarios.

Simultaneously, the platform will continuously invest in R&D for risk control detection, asset data analysis, transaction simulations, and other technologies to ensure stability and security during rapid iteration.

"Prediction markets are a highly practical on-chain application, but before this, users had to leave their wallets and hand over asset custody to participate. We want to change that: open the wallet, express your views, and stay in full control of your private keys and assets. This is the standard for all BM Wallet features, and the prediction market is just the new starting point." — BM Wallet Official Spokesperson

Overall, the launch of the prediction market is not merely adding a new feature; it is an official declaration of the brand's development direction. While the on-chain application track is becoming increasingly crowded, BM Wallet does not intend to add another independent entry point. Instead, it is dedicated to reducing users' costs of switching between applications by integrating services like market analysis, trading, spending, and predictions into this single self-custodial wallet, creating a product that aligns with everyday user habits.

In the past few years, users had to piece together various scattered tools to build their Web3 experience. In the future, products capable of offering integrated services will ultimately gain market recognition.

Feature Availability Notice

The prediction market is currently only available in designated regions. This service is not offered in certain countries or regions. Users should first confirm the availability of the feature in their location before participating. BM Wallet has no affiliation, partnership, or sponsorship with any sports organization, event league, or event organizer. This announcement does not constitute any product offer, promotion, or investment advice.

About BM Wallet

BM Wallet is a self-custodial crypto wallet designed for global users, enabling everyone to truly own, use, and grow their digital assets—whether you are an on-chain veteran or just stepping into the crypto world.

Whether it's directly spending crypto via card, securely storing on-chain assets, swapping tokens with one click, or tracking the smart money moves of top wallets, BM Wallet integrates everything into one App. Adhering to the core principle of "Private key in hand, assets secure," BM Wallet continuously expands features like prediction markets and yield-earning capabilities, making the on-chain world accessible and participable for everyone.

To learn more about BM Wallet, please visit the official website and follow X (Twitter) for updates, news, and promotions. Download the BM Wallet App to manage your digital assets anytime, anywhere.

Risk Warning:

BM Wallet, as a self-custodial Web3 wallet tool, only provides technical service support for digital asset management and on-chain interactions. The assets managed by users through this application are entirely under the user's own control and responsibility. The platform does not store users' private keys, seed phrases, or other sensitive information. When using BM Wallet for on-chain interactions (including but not limited to transfers, trades, approvals, contract calls, etc.), please fully understand the operational mechanisms of the relevant blockchain networks and decentralized applications (DApps), and assess the potential risks yourself. On-chain operations, once confirmed, are generally irreversible, and any resulting asset loss risk must be borne by the user.

Digital assets and related services involve high risks, including but not limited to price volatility risk, smart contract risk, liquidity risk, cybersecurity risk, and policy/regulatory risk. Please fully evaluate your own risk tolerance and proceed with caution before participating.

BM Wallet does not guarantee the security, legality, or authenticity of any third-party project, DApp, or on-chain asset, nor does it provide any form of investment, legal, or tax advice. The user shall bear all risks and losses arising from the use of related services.