The US CLARITY Act May Spark a New "Yield-as-a-Service" Track, Driving the Development of AI-Driven Compliant Yield Infrastructure

Odaily Odaily reports that the proposed US crypto market structure bill, the "Clarity Act," could spawn a new "Yield-as-a-Service" market in the crypto industry, pushing the sector from a passive "hold-to-earn" model towards AI-driven compliant yield infrastructure.

Currently, the core of the debate lies in Section 404 of the bill, which proposes to prohibit Digital Asset Service Providers (DASPs) from directly offering yields solely based on users holding a particular digital asset. STBL Chief Commercial Officer Joe Vollono believes this means the industry will shift from "Hold-to-Earn" to "Use-to-Earn," with the future market relying more heavily on active, compliant yield strategies.

Joe Vollono stated that the bill could foster growth in areas such as DeFi infrastructure, treasury management, collateral management, automated capital management, on-chain lending, and reward systems. He added that AI is poised to become a critical foundational layer for orchestrating regulated capital flows.

At this stage, the Clarity Act has passed review by the US Senate Banking Committee. The next step is expected to be a full Senate vote, followed by consolidation with a version from the Agriculture Committee. Market consensus suggests that the bill could establish the first comprehensive regulatory framework for the US digital asset market, clearly defining the regulatory boundaries between the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission over digital assets, thereby paving the way for large institutional capital to enter the crypto market. (CoinDesk)