YZiLabs EASY S3 Graduation: 25 Projects Map Out the Blueprint for an AI-Native Financial System

Original Author: Biteye

This morning Beijing time, @YZiLabs officially unveiled the full roster of teams graduating from EASY Residency Season 3. This cohort's Demo Day concluded at the Computer History Museum in Mountain View, California. The direction of this season was also clearer than any previous one: restructure the structure of on-chain financial markets, making AI a native participant within the financial system.

In recent years, Crypto AI has mostly remained in the phase of "chatbots with a token narrative."

But in this EASY S3, a very noticeable change emerged: AI is beginning to genuinely possess identities, wallets, and assets, existing as a native participant within the financial system.

In a sense, this season wasn't about incubating "tools." It was about building the on-chain financial infrastructure for the Agent era.

1. AI and Agent Infrastructure

AI projects this season are no longer just dialog boxes, but Agent infrastructure possessing identities, wallets, and decision-making capabilities.

Bank of AI @BAI_AGI Official XHunt Rank: 14384

[Core]: On-chain account and payment infrastructure for AI Agents.

Bank of AI is building on-chain account and payment infrastructure for AI Agents. It's not simply an AI relay; rather, it builds infrastructure around payments, identity, and DeFi interactions for AI Agents on-chain, covering modules like x402 Payments, On-chain AI Identity, and Autonomous DeFi. This allows AI Agents to have verifiable identities, initiate on-chain payments, and participate in DeFi operations.

Brief Tech (brieftech.ai)

[Core]: Vertical AI infrastructure embedded in high-value legal workflows.

BriefTech is a LegalTech AI project primarily serving lawyers, dispute resolution teams, and legal professionals. It can automate bundling, provide AI-powered indexing, and organize legal documents. The project's highlight is acting as a vertical AI application directly embedded into high-ticket, high-barrier legal workflows, solving the frequent, time-consuming, and repetitive document processing problems of the traditional legal industry.

Cournot @CournotProtocol

[Core]: Transforming AI probabilistic outputs into verifiable reasoning through "truth discovery."

Cournot addresses a fundamental flaw of AI: model outputs are probabilistic, unable to self-verify their reasoning process, and thus cannot bear the trust and capital involved in high-stakes decisions. Cournot's solution coordinates multiple agents for "truth discovery," transforming AI conclusions into auditable, structured statements, thereby enabling verifiable reasoning. Prediction markets, on-chain governance, and scientific discovery need a resolution layer that replaces "committee guesses" with verifiable reasoning. When AI starts participating in prediction markets, governance, and on-chain decisions, the "AI said so" itself also needs verification.

Functor @FunctorNetwork Official XHunt Rank: 195698

[Core]: Establishing a programmable security boundary authorization layer for Agent on-chain actions.

What happens when an Agent gets authorization? The real problem is: once an Agent can operate a wallet, who limits how much it can spend, which contracts it can call, and how to stop losses if something goes wrong? Functor acts as the self-custodial authorization layer for Agents: every signature must pass pre-defined, on-chain authorization rules. It's not a wallet, but a programmable security boundary between Agent actions and fund security. Agent workflows ranging from asset management and prediction markets to DeFi automation have already integrated with it.

Taco AI @TacoTradeX Official XHunt Rank: 165910

[Core]: An AI trading execution front-end with a decoupled architecture of brain, memory, and vault.

Taco AI positions itself as an AI-driven crypto trading execution layer, with the tagline "Run Crypto with AI, the Easy Way." It allows users to bypass complex self-custody and cloud infrastructure, using AI Agents directly for trading, prediction, and automated operations. Taco's architecture decouples the brain, sandbox, vault, and memory, solving security issues during Agent execution and preventing "amnesia" with each interaction. If Bank of AI is the account layer and Functor is the authorization layer, then Taco AI is more like the user-facing Agent execution front-end.

2. On-Chain Finance

This track is bringing mature TradFi building blocks (prime brokerage, fixed income, unified margin) on-chain natively. Once primitives like volatility, fixed rates, and prime brokerage are in place, institutional-grade capital and AI automation strategies can truly enter the market at scale.

LayerV

[Core]: Bringing the trillion-dollar TradFi "volatility market" on-chain.

For years, most DeFi users have only traded one thing: "direction"—up or down. But in TradFi, the truly massive market is "volatility" itself. LayerV aims to bring this long-missing volatility market on-chain. LayerV targets bringing the enormous volatility market from TradFi to retail and professional users in a simpler, more liquid, and on-chain accessible way. This is currently one of the highest-barrier and most underdeveloped corners of DeFi.

MARGIN X

[Core]: Building a decentralized prime brokerage liquidity market.

MARGIN X is not just another perpetual DEX; it's the on-chain prime brokerage layer for the BNB Chain ecosystem. In recent years, there has been a rarely discussed issue in on-chain market making: a significant amount of market-making inventory relies on off-chain, non-transparent token lending. MARGIN X aims to nativize this "prime brokerage" model on-chain, replacing the OTC model with transparent, composable on-chain prime brokerage. Projects deposit tokens to earn yield, while market makers and traders borrow inventory on demand, with both sides' hedging paths integrated into a single transparent interface.

TermMax @TermMaxFi Official XHunt Rank: 22952

[Core]: Providing fixed-rate infrastructure for institutional digital assets.

TermMax is a fixed-rate DeFi lending protocol for users looking to lock in borrowing costs or returns. Its significance lies in bringing the very fundamental TradFi primitive of fixed rates into the on-chain lending scenario, laying the groundwork for more mature institutional participation.

Möbius @MobiusExchange

[Core]: Building a unified margin layer for on-chain finance.

Möbius's mission, in a nutshell, is to nativize the unified margin architecture that created the trillion-dollar prime brokerage industry in TradFi, bringing it on-chain. Through a single self-custodial credit account, users can simultaneously engage in lending, perpetual contract trading, and DeFi strategy deployment. It solves the problem where collateral is scattered across different platforms, creating scenarios where overall risk is controllable but positions are forcibly liquidated locally.

LunarBase @lunarbasex

[Core]: Introducing professional market-making strategies (Prop AMM) to improve liquidity quoting efficiency and order absorption capacity on EVM chains.

The problem LunarBase addresses is straightforward: the quality of liquidity on EVM chains is too poor compared to CEXs, resulting in high slippage for large trades and low market-making efficiency. Its solution is to bring Prop AMM, a more professional and market-maker-aligned liquidity mechanism, onto the EVM to improve quoting efficiency and order absorption capacity.

Orbswap @0xorbSwap

[Core]: Enhancing capital efficiency for fragmented stablecoins via an N-dimensional AMM structure.

Stablecoin fragmentation is deepening across issuers, chains, and jurisdictions. The real problem is that the more stablecoins there are, the more fragmented liquidity becomes. Orbswap uses an N-dimensional AMM to pool various stablecoins together, enabling lower-friction swaps. For traders, wallets, and protocols frequently switching between different stablecoins, this structure significantly boosts capital efficiency.

3. Trading Execution

Trading execution is no longer just about "buying and selling"; it evolves into a millisecond-level comprehensive competition of "information acquisition, leverage strategy, and risk hedging." The addition of AI allows ordinary users to access professional-grade, structured yield models.

Nemesis @Nemesisdottrade Official XHunt Rank: 51669

[Core]: A permissionless on-chain leverage trading protocol supporting 20x leverage on any asset.

Nemesis focuses on a permissionless on-chain leverage trading protocol. Its innovative Omni-directional Market Maker (OMM) allows simultaneous swaps, leveraged longs/shorts, and liquidity provision within a single unified liquidity pool, thereby enabling 20x leverage trading on any on-chain token. This isn't just about leveraging small-cap coins; more importantly, OMM creates a novel, organic source of on-chain yield for LPs that is several times higher than peers.

L7 @TradeOnL7

[Core]: A mobile-first, Agent-oriented, all-market trading terminal and capital acquisition platform.

L7 is a mobile-first, Agent-oriented capital acquisition platform. It's not just a simple perpetual exchange; it's an all-market trading terminal spanning perpetual contracts, prediction markets, tokenized stocks, yield products, and RWAs. It seems more like it's turning "trading ability" itself into a capital-allocable asset. Here, traders monetize their skills into funded accounts, while capital providers earn returns through evaluation fees and profit sharing.

Newsliquid @newsliquidX Official XHunt Rank: 9427

[Core]: Event-driven AI trading that turns market events directly into executable orders.

While most traders are still manually scrolling feeds and reading news, AI has begun compressing "informational advantage" into millisecond execution advantages. It attempts to compress "news understanding → market impact assessment → trade execution" into a single automated pipeline. Its AI model delves into each news event, locks on target assets, reads charts, understands the order book, and then delivers executable trading decisions.

Vibe.fun @vibedotfun

[Core]: A mobile application transforming complex structured derivatives into a minimalist trading experience.

Vibe.fun aims to make DeFi's still-maturing structured derivative products more intuitive. Centered around TradFi structured primitives like barrier options, range accruals, and path-dependent yields, it attempts to use a mobile-first, non-liquidatable, ultra-short-cycle approach to turn complex products into a more accessible trading experience.

4. Prediction Markets

Prediction markets are expanding from "election gambling" into a broader experimental ground for information financialization. Markets no longer just trade outcomes, but "who gets accurate information first."

Polysights @Polysights

[Core]: An infrastructure layer providing automated intelligence and trading tools for prediction markets.

Prediction markets are evolving from niche tools into a meaningful new asset class. Polysights is the infrastructure layer providing automation, intelligence, and tools for this market. It aggregates and analyzes data from Polymarket, generating probability calculations and trading signals to help users turn prediction markets from pure gambling into more data-driven decision arenas. This is classic "selling shovels during a gold rush": as prediction market trading volume expands, the value of infrastructure providers compounds.

PokerFi @Pokerfi_gg

[Core]: An on-chain skill gaming market transforming game outcomes into tradable options.

PokerFi brings poker on-chain with a novel primitive: every card in every hand becomes a tradable equity certificate, with the entire game settled cryptographically using ZK and Merkle trees. It's not just a gaming project; it's a skill-game options market that turns game outcomes into hedgeable, tradable financial products.

5. RWA and Stablecoins

RWA is moving into deeper waters. Whether it's compliant stablecoins in the Middle East or Pre-IPO stocks and collectibles, the core lies in "liquidity release under compliance."

Isaac @getusdi

[Core]: Building a dollar neobanking rail serving the global Muslim market. Isaac's goal is to create a dollar neobanking rail for the global Muslim market, and its core differentiating weapon is its own interest-free stablecoin, USD-i. It doesn't just layer an interface over existing stablecoins; it controls the issuance of the underlying monetary tool itself, thus building a full-stack compliant financial system from stablecoin, savings, to payments.

Openstocks @openstocks_hq

[Core]: Creating a platform for stablecoins, trading, and yield from Pre-IPO stocks. Openstocks turns illiquid, locked-up Pre-IPO stocks into yield-bearing tokenized assets. Compliance is handled through a Cayman offshore structure, the asset side is 1:1 backed by real Pre-IPO collateral, and a dedicated risk engine monitors liquidation and collateral ratios.

Renaiss @renaissxyz Official XHunt Rank: 9464

[Core]: Providing transparent valuation and global circulation rails for the physical collectibles market. Renaiss carves out a more consumer-oriented, deeper RWA track. The $500 billion physical collectibles market has long faced issues like illiquidity, opaque valuation, difficult provenance and custody. Renaiss attempts to enable real circulation for non-standard assets like trendy toys, trading cards, and art through on-chain settlement, authentication, provenance tracking, and global market access.

6. Privacy and Compliance

Privacy is no longer the enemy of compliance, but a prerequisite for institutional entry. Accountable Privacy will become the standard for large on-chain transactions in the future.

SilentSwap @SilentSwap Official XHunt Rank: 92229

[Core]: A cross-chain swap balancing privacy, compliance requirements, and non-custodial nature.

SilentSwap is a non-custodial, compliance-oriented cross-chain privacy swap. It finds a more usable balance between the often mutually exclusive conditions of privacy, compliance, and non-custodianship. Similar in direction to 0xBow, but places stronger emphasis on non-custodial privacy and cross-chain swap experience during transactions.

0xBow @0xbowio Official XHunt Rank: 9488

[Core]: Implementing Privacy Pools enabling private transactions coexisting with self-proof of fund compliance.

In the crypto world, privacy and compliance have long been seen as opposites. 0xBow's Privacy Pools architecture is born to prove they can coexist. It allows users to conduct private transactions while retaining a mechanism for legitimate participants to self-certify the cleanliness of their fund sources. As privacy infrastructure shifts from "absolute anonymity" to "accountable privacy," 0xBow stands as a significant benchmark sample.

7. Social Finance

When social signals can directly trigger on-chain execution, and token launches can be "programmed," Web3 social begins truly unleashing its unique financial explosive power.

Dapital

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