Original | Odaily Planet Daily ( @OdailyChina )

Author｜Azuma ( @azuma_eth )

This column aims to cover the current low-risk return strategies based on stablecoins (and their derivative tokens) in the market (Odaily Note: code risks can never be ruled out), to help users who hope to gradually expand their capital scale through U-based financial management to find more ideal interest-earning opportunities.

Previous records

Lazy Financial Management Guide | Ethena launches USDe and sUSDe revolving loan incentives; Falcon Finance adds a 60x points acceleration channel (August 4) ;

Lazy Man's Financial Management Guide | Binance Launches Nuclear-Level USDC Subsidy Program; Kamino Season 4 Incentive Campaign Launches (August 12) ;

Lazy Financial Management Guide | Binance Increases USDC Subsidies; $13 Million in Funding for "AI Stablecoin" to Be Mined (August 18) ;

Lazy Money Management Guide | Binance Plasma USDT Deposit Promotion Still Has Quota; Grab Both USD.AI Income and Points (August 27th) ;

New opportunities

Binance and OKX both offer bonuses

This week, Binance and OKX both launched limited-time financial planning programs that can be considered as welfare benefits.

Following the expiration of its USDC subsidy, Binance launched a one-month, limited-time USDe rewards program on September 22. During the program, eligible users who hold at least 0.01 USDe in their Binance accounts for at least 24 hours will receive a 12% annualized yield, with no upper limit on the amount of the incentive.

In addition, Binance has already pre-launched the XPL airdrop for its Plasma USDT fixed-term investment product, with the total reward remaining unchanged at 100 million XPL. Halving the lock-up period means users' actual APR has doubled. Currently, users can choose to redeem their holdings early without losing their accumulated rewards, or they can continue to hold onto their holdings and await the official, yet-to-be-announced, "automatic upgrade." (It's recommended to hold onto them for now, just in case there's a surprise.)

OKX is taking advantage of Plasma's launch tonight to launch an XPL "Airdrop to Earn Coins" campaign (meaning deposits and mining). The total prize pool is 8.8 million XPL, including 2.9 million XPL in the stablecoin pool. With only one week of investment required, the fund's duration is relatively short. The minimum deposit per account is 100 USDT, with a maximum of 50,000 USDT.

Avantis S 3 Reward Confirmation

On September 24, Avantis (portal: https://www.avantisfi.com ), the Base ecological derivatives exchange that has been promoted many times before, officially announced the reward details of the third season points event (S 3) - users who have mined it early should know how good it is.

According to official disclosures, users who earn points in the S3 program will receive 4% of the total AVNT supply (based on the current price of $2.02, the total rewards are expected to exceed $80 million). 25% of this will go to limited partners (i.e., 1% of AVNT) and 75% to traders (i.e., 3% of AVNT). The S3 program launched on September 3rd and is expected to end on February 28th of next year.

It is also worth mentioning that Avantis founder Harsehaj Singh announced today on X that he will abandon the LP lock-up mechanism. The unlocking fee for locked LPs in Avantis Vaults has been reduced to zero. All locked LPs can withdraw their funds early for free. On Sunday, all locked LPs will be forcibly unlocked. In the future, 100% of LP fees will flow equally to all Vaults depositors.

Harsehaj Singh also calculated that after all locked-up LPs are unlocked, the APY of current LPs is expected to rise to around 30% (the current APY of current LPs is around 12%-14%, and the APY of locked-up LPs is 40%+, and 30% is expected to be the balanced figure) - note that this 30% does not include the ANVT airdrop rewards in the S3 event, so it is estimated that the returns of being an LP will be very good in the future.

Ethena S 5 Refill

The points airdrop plan of the old gold mine Ethena has been renewed.

This morning, Ethena Labs officially announced on Mirror that the Season 4 airdrop event (Season 4) has ended this morning, and the Season 5 airdrop event (Season 5) has started on September 24. Users have begun to automatically accumulate Season 5 points.

Similar to previous seasons, users who participated in the Ethena Rewards Program will automatically receive bonus rewards for Season 5. Season 5 will last approximately six months. Details and specific dates for Season 4 rewards will be announced later. Initial rewards data for Season 5 and preliminary statistics for Season 4 will be available on the official website soon.

Since Ethena has not yet announced any prize pool information, it is impossible to speculate on the potential returns, but it is clear that various gameplays surrounding Ethena Sats and Pendle PT and YT can continue.

StanX is gaining popularity

With the explosion of Binance's direct lineage concept, the popularity of StandX (portal: https://standx.com ), a decentralized contract exchange developed by the BinanceOG team, has also been rising.

In the article published on April 14 this year, we mentioned StandX’s deposit strategy. Early depositors can probably wait and see what happens next.

Users who have not participated can refer to the more detailed strategy we released today, " Aster's second season is already smoking, why not interact with StandX, which has a Binance OG background ."