On August 29, 2025, Gate announced the official launch of its new wealth management certificate, Gemini Dollar (GUSD ). As a digital wealth management platform backed by real-world assets (2 RWA) such as U.S. Treasury bonds, GUSD not only provides users with low-risk, stable returns, but also brings the robust returns of traditional finance to the crypto world through blockchain technology. It serves as a crucial bridge between TradFi and DeFi, offering users a lower-risk, more stable asset allocation option.

With the launch of Gemini Dollar (GUSD) , Gate has fully opened trading, deposits, withdrawals, and related financial management features. Users can directly exchange USDT for GUSD in the spot market or mint USDT or USDC into GUSD at a 1:1 ratio through the platform's "Earn Coins on Chain" page. Therefore, whether users hold USDT for flexible trading in the spot market or opt for stable returns through Reliable Transaction Accounts (RWA), they can easily access GUSD and find the right use case for their needs. GUSD will also serve as unified account collateral, with support available from the moment it opens. Starting August 29, 2025, Gate will officially open trading for major currency pairs and GUSD current account management through Yubibao, further expanding the circulation and application of GUSD. The Gate Launchpool also launched its first GUSD staking pool, where users can stake GUSD to share in CELB token rewards, with an estimated annualized yield of up to 365%. Additionally, GUSD lending and CandyDrop features are gradually being launched. When conditions are ripe, Gate will also cooperate with high-quality projects to launch a GUSD staking pool, bringing more liquidity incentives to the product to attract market attention.

Unlike stablecoins that merely serve as a medium of exchange, GUSD is a financial security with appreciating value, its returns derived from the interest distribution of the underlying RWA assets. Users do not receive daily interest during their holding period; instead, they receive a lump sum payment of principal and accumulated returns upon redemption. For example, if a user invests 100 USDT to mint GUSD and has accumulated a 20% return upon redemption, they will receive 120 USDC. This mechanism ensures GUSD's stability and time-linked growth. While USDT holders who merely participate in market transactions will see their asset value remain unchanged, GUSD holders are effectively indirectly holding a portfolio of appreciating US Treasury bonds.

Gate stated that as the product expands, the total capitalization of GUSD will reach over $100 million in the short term, establishing a more solid market foundation. At the same time, the platform will gradually disclose proof of reserves and details of its partnerships with custodians to ensure that users can publicly verify that all GUSD issuance is backed by sufficient real-world assets, ensuring 100% reserve. Users can redeem GUSD for USDC, which can then be exchanged for USDT or other currencies, enhancing the credibility and transparency of the product's peg to US dollar assets.

With over $4 billion in wealth management assets under management and a long history of robust compliance operations, Gate provides a solid foundation for the security and transparency of Gemini Dollar (GUSD). Compared to RWA products offered by leading platforms like Binance, GUSD not only maintains consistency in underlying logic but also offers greater user flexibility through its design: support for dual-currency minting of USDT and USDC makes operations more convenient for global users.

Gate's launch of Gemini Dollar (GUSD) provides a fresh answer to the long-standing question of "how to earn stable returns in the crypto world." It makes stablecoins a truly robust, transparent, and sustainable digital financial management option. With the gradual development of trading pairs, lending, Yubibao, and staking scenarios, GUSD is expected to become the preferred tool for more users to allocate assets and achieve long-term value.

About Gate

Founded in 2013 by Dr. Han, Gate is one of the world's leading cryptocurrency trading platforms. It serves over 36 million users and supports trading of over 3,600 crypto assets. As an industry leader, Gate pioneered 100% proof of reserves. Its ecosystem encompasses diverse services such as Gate Wallet and Gate Ventures, and it has established global partnerships with top sports brands such as the Red Bull Racing Formula 1 team and Inter Milan.

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This content does not constitute an offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decision. Please note that Gate may restrict or prohibit all or part of its services from restricted regions. Please read the User Agreement for more information: https://www.gate.com/en/user-agreement