银行游说团体重提稳定币收益争议,《Clarity Act》妥协方案面临阻力
2026-08-16 13:15
Odaily Planet Daily News The crypto industry previously believed that a compromise had been reached on the dispute over whether stablecoin users can receive rewards, but banking lobbying groups have once again raised objections, casting uncertainty over the related compromise proposal for the Clarity Act.
The banking industry argues that if stablecoin yields compete with interest on bank deposit accounts, depositors may shift to stablecoins. Crypto industry lobbyists point out that this argument has clear flaws.
Currently, deposit rates offered by banks are lower than in the past, and there has been no large-scale outflow of depositors. Moreover, the loan business that banks emphasize accounts for a continuously shrinking share of their highly profitable business model. (CoinDesk)
The banking industry argues that if stablecoin yields compete with interest on bank deposit accounts, depositors may shift to stablecoins. Crypto industry lobbyists point out that this argument has clear flaws.
Currently, deposit rates offered by banks are lower than in the past, and there has been no large-scale outflow of depositors. Moreover, the loan business that banks emphasize accounts for a continuously shrinking share of their highly profitable business model. (CoinDesk)
