U.S. CLARITY Act Could Create New "Yield-as-a-Service" Track, Driving AI-Powered Compliant Yield Infrastructure Development

Odaily Odaily reports that the proposed U.S. crypto market structure bill, the "Clarity Act," could foster a new "Yield-as-a-Service" market in the crypto industry. It may also push the sector away from a passive "hold-to-earn" model toward an AI-driven compliant yield infrastructure.

Currently, the core of the debate centers on Section 404 of the bill, which would prohibit Digital Asset Service Providers (DASPs) from directly offering yields solely based on users holding a specific digital asset. Joe Vollono believes this means the industry will shift from "Hold-to-Earn" to "Use-to-Earn," making the future market more reliant on active and compliant yield strategies.

Joe Vollono, Chief Business Officer at STBL, stated that the bill could drive development in areas such as DeFi infrastructure, treasury management, collateral management, automated capital management, on-chain lending, and reward systems. AI is expected to become a crucial foundational layer for coordinating regulated capital flows.

At this stage, the Clarity Act has passed the U.S. Senate Banking Committee. It is expected to move next to a full Senate vote, where it will be reconciled with the version from the Agriculture Committee. The market generally believes this bill could, for the first time, establish a complete regulatory framework for the U.S. digital asset market, clearly defining the regulatory boundaries between the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission for digital assets. This would pave the way for large institutional capital to enter the crypto market. (CoinDesk)