He Yi: In the future, all global foreign exchange may occur on-chain, possibly no longer relying on the old SWIFT system
Odaily News He Yi stated in a talk titled "From Leap to Reconstruction: Future Finance is Being 'Reprogrammed'" at the 2026 Hong Kong Web3 Carnival that she spends a lot of time thinking about the potential transformations that AI and the blockchain industry, as well as AI and finance, might bring to the entire world, and what the future form of finance will be. This means she needs to contemplate what Binance's products and services might look like ten years from now.
She feels she spends considerable time reflecting on organization and talent because, often, we say that in the early stages of a company, growth might be driven by the Founder, Co-Founder, or individual strengths. However, when a company reaches a certain scale, it's actually about organizational efficiency—how to enable the organization to stand on its own and grow autonomously. This is an area she continuously spends time thinking about and adjusting.
People often talk about the further integration of Crypto and traditional finance. Given this particular moment, we see both the United States and the Hong Kong government offering very significant and friendly support to the entire blockchain industry. Therefore, she believes we might witness earth-shaking changes in the entire industry in the future. Often, when a singularity arrives, when that moment comes, we are actually unaware and unconscious of it. But when it happens, it might just be an ordinary day of eating, drinking, sleeping, and going about our lives. Yet, the changes it brings to our lives and impact might be that all global foreign exchange occurs on the blockchain, possibly no longer relying on the old SWIFT system. We might see that all asset transactions in the future are no longer limited to a few hours but are global and 24/7, just like in the crypto space. The entire world is rapidly entering a state of intense acceleration, a feeling of being pushed forward.
