YZiLabs EASY S3 Graduation: 25 Projects Form the Blueprint of an AI-Native Financial System

Original Author: Biteye

Earlier today (Beijing time), @YZiLabs officially unveiled the full roster of graduates from EASY Residency Season 3. This accelerator cohort concluded its Demo Day at the Computer History Museum in Mountain View, California. The direction of this season is clearer than ever: to restructure the on-chain financial market structure, making AI a native participant in the financial system.

In the past few years, Crypto AI was largely stuck in a "chatbot + token narrative" phase.

However, a clear shift in this EASY S3 is that AI is beginning to truly possess identities, wallets, and assets, existing as a native participant within the financial system.

In a sense, this season isn't just incubating "tools." It's building the on-chain financial infrastructure for the Agent era.

1. AI and Agent Infrastructure

AI projects this season are no longer just dialog boxes, but Agent infrastructure equipped with identities, wallets, and decision-making capabilities.

Bank of AI @BAI_AGI Official XHunt Rank: 14384

[Core]: On-chain account and payment infrastructure for AI Agents.

Bank of AI is building the on-chain account and payment infrastructure for AI Agents. It's not just an AI relay station; it's constructing infrastructure around AI Agents' on-chain payments, identities, and DeFi interactions, covering modules like x402 Payments, on-chain AI Identity, and Autonomous DeFi. This enables AI Agents to have verifiable identities, initiate on-chain payments, and participate in DeFi operations.

Brief Tech (brieftech.ai)

[Core]: AI infrastructure embedded within high-value legal workflows.

BriefTech is a LegalTech AI project focused on serving lawyers, dispute resolution teams, and legal professionals. It can automate bundling, use AI-powered indexing, and organize legal documents. The project's highlight is its niche as a vertical AI application, directly embedding into high-ticket, high-barrier legal workflows to solve frequent, time-consuming, and repetitive document processing issues in the traditional legal industry.

Cournot @CournotProtocol

[Core]: Converting probabilistic AI outputs into verifiable reasoning through "truth discovery."

Cournot addresses a fundamental flaw in AI: model outputs are probabilistic, cannot self-verify reasoning processes, and certainly cannot sustain the trust and capital required for high-stakes decisions. Cournot's solution coordinates multiple agents for "truth discovery," transforming AI conclusions into auditable, structured statements, thereby enabling verifiable reasoning. Prediction markets, on-chain governance, and scientific discovery require an arbitration layer that replaces "committee guesswork" with verifiable reasoning. When AI begins participating in prediction markets, governance, and on-chain decisions, "what the AI says" itself needs verification.

Functor @FunctorNetwork Official XHunt Rank: 195698

[Core]: Establishing a programmable security boundary authorization layer for Agent on-chain actions.

What happens after an Agent gets authorization? The real problem is that when Agents start operating wallets, who limits how much they can spend, which contracts they can call, and how to stop losses if something goes wrong? Functor creates a self-custodial authorization layer for Agents: every signature must pass predefined on-chain authorization rules. It's not a wallet, but a programmable security boundary between Agent actions and fund safety. It's already integrated with Agent workflows for asset management, prediction markets, and DeFi automation.

Taco AI @TacoTradeX Official XHunt Rank: 165910

[Core]: AI trading execution gateway featuring a decoupled architecture of brain, memory, and vault.

Taco AI positions itself as an AI-driven crypto trading execution layer, with the tagline "Run Crypto with AI, the Easy Way." It allows users to bypass complex self-custody and cloud infrastructure, directly using AI Agents for trading, prediction, and automation. Taco's architecture decouples the brain, sandbox, vault, and memory, solving security issues during Agent execution while preventing "memory loss" with each interaction. If Bank of AI is the account layer and Functor is the authorization layer, then Taco AI is more like an Agent execution gateway for users.

2. On-Chain Finance

This track is natively integrating mature TradFi building blocks (prime brokerage, fixed income, unified margin). Once primitives like volatility, fixed rates, and prime brokerage are in place, institutional-grade capital and AI automation strategies can truly enter en masse.

LayerV

[Core]: Bringing TradFi's trillion-dollar "volatility market" on-chain.

For years, most DeFi users have only traded "direction" – up or down. But in TradFi, the truly massive market is "volatility" itself. LayerV aims to bring this long-missing volatility market on-chain. LayerV targets delivering TradFi's massive volatility market to retail and professional users in a simpler, more liquid, and on-chain accessible manner. This is currently one of the highest-barrier and least developed corners of DeFi.

MARGIN X

[Core]: Building a decentralized prime brokerage liquidity market.

MARGIN X isn't just another perpetual DEX; it's an on-chain prime brokerage layer for the BNB Chain ecosystem. For years, on-chain market making has faced a rarely discussed problem: a vast amount of market making inventory relies on off-chain, non-transparent token lending. MARGIN X aims to natively bring this "prime brokerage" model on-chain, replacing the OTC model with transparent, composable on-chain prime brokerage. Projects deposit tokens to earn yield, market makers and traders borrow inventory on demand, and both hedging paths are integrated into a single transparent desktop interface.

TermMax @TermMaxFi Official XHunt Rank: 22952

[Core]: Providing fixed-rate infrastructure for institutional digital assets.

TermMax is a fixed-rate DeFi lending protocol designed for users who want to lock in borrowing costs or yields. Its significance lies in bringing the fundamental TradFi primitive of fixed rates into on-chain lending scenarios, laying the groundwork for more sophisticated institutional participation.

Möbius @MobiusExchange

[Core]: Creating a unified margin layer for on-chain finance.

What Möbius is doing can be summarized as: natively bringing TradFi's unified margin architecture, which birthed the trillion-dollar prime brokerage industry, onto the chain. Through a single self-custodial credit account, users can simultaneously engage in lending, perpetual trading, and DeFi strategy deployment. It aims to solve the problem of collateral being scattered across different platforms, where overall risk is controllable but local liquidation is still forced.

LunarBase @lunarbasex

[Core]: Introducing professional market making strategies (Prop AMM) to improve liquidity quote efficiency and order handling capacity on EVM chains.

LunarBase addresses a direct issue: liquidity quality on EVM chains lags far behind CEXs, causing high slippage for large trades and low market making efficiency. Its solution involves implementing Prop AMM, a more professional, strategy-oriented liquidity mechanism akin to market maker operations, onto EVM to enhance quote efficiency and order handling.

Orbswap @0xorbSwap

[Core]: Improving capital efficiency of fragmented stablecoins through an N-dimensional AMM structure.

Stablecoin fragmentation is deepening across issuers, chains, and jurisdictions. The real problem is that the more stablecoins there are, the more fragmented liquidity becomes. Orbswap uses an N-dimensional AMM to pool various stablecoins together, enabling lower-friction swaps. For traders, wallets, and protocols frequently switching between different stablecoins, this structure significantly enhances capital efficiency.

3. Trade Execution

Trade execution is no longer just about "buying and selling"; it evolves into a millisecond-level comprehensive competition of "information gathering, leverage gaming, and risk hedging." The addition of AI allows ordinary users to access professional-grade, structured yield models.

Nemesis @Nemesisdottrade Official XHunt Rank: 51669

[Core]: A permissionless on-chain leverage trading protocol supporting 20x leverage on any asset.

Nemesis is a permissionless on-chain leverage trading protocol. Its innovative Omni-directional Market Maker (OMM) allows for swaps, long/short leveraging, and liquidity provision within a single unified liquidity pool, thereby supporting up to 20x leverage trading on any on-chain token. This isn't just about offering leverage on small-cap tokens; more importantly, OMM creates a novel, organic source of on-chain yield for LPs, potentially several times higher than peers.

L7 @TradeOnL7

[Core]: A mobile-first, Agent-oriented all-market trading terminal and capital acquisition platform.

L7 is a mobile-first, Agent-oriented capital acquisition platform. It's not a simple perpetual exchange but an all-market trading terminal spanning perpetuals, prediction markets, tokenized stocks, yield products, and RWAs. It seems to be transforming "trading capability" itself into an allocable asset. Here, traders monetize their skills into funded accounts, while capital providers earn returns through evaluation fees and profit sharing.

Newsliquid @newsliquidX Official XHunt Rank: 9427

[Core]: Event-driven AI trading that converts market events directly into executable orders.

While most traders still rely on manually checking tweets and news, AI is starting to compress "information advantage" into millisecond execution advantages. It attempts to compress the chain of "news understanding → market impact judgment → trade execution" into a single automated pipeline. Its AI models delve into each news event, identifying target assets, reading charts, understanding order books, and then providing executable trading decisions.

Vibe.fun @vibedotfun

[Core]: A mobile application transforming complex structured derivatives into a minimalist trading experience.

Vibe.fun aims to make DeFi's still-immature structured derivative products more intuitive. Focusing on TradFi structured primitives like barrier options, range accruals, and path-dependent yields, it attempts to create an easy-to-engage trading experience with a mobile-first, non-liquidation, ultra-short-term approach, turning complex products into simpler opportunities.

4. Prediction Markets

Prediction markets are expanding from "election betting" into a broader experimental ground for information financialization. What's being traded is no longer just outcomes, but "who gets true information first."

Polysights @Polysights

[Core]: Provide an infrastructure layer with automated intelligence and trading tools for prediction markets.

Prediction markets are evolving from niche tools into a meaningful new asset class. Polysights provides the infrastructure layer for automation, intelligence, and tools in this market. It aggregates and analyzes data from Polymarket, generates probability calculations and trading signals, helping users transform prediction markets from pure gambling into more data-driven decision arenas. This is classic "selling picks and shovels during a gold rush": as prediction market volume expands, the value of infrastructure providers compounds.

PokerFi @Pokerfi_gg

[Core]: An on-chain skill-based game market that converts game outcomes into tradable options.

PokerFi brings poker on-chain with an innovative primitive: each card of each hand becomes a tradable equity certificate, with the entire game settled cryptographically using ZK and Merkle trees. It's not just a game project; it's a skill-based game options market that turns game results into hedgeable, tradable financial products.

5. RWA and Stablecoins

RWA is pushing into deeper waters. Whether it's compliant stablecoins in the Middle East market or pre-IPO stocks and collectibles, the core lies in "liquidity release under compliance."

Isaac @getusdi

[Core]: Establishing a dollar-based neobanking rail for the global Muslim market. Isaac aims to build a dollar neobanking rail for the global Muslim market, with its core differentiator being its proprietary interest-free stablecoin, USD-i. It's not just layering an interface over existing stablecoins; it controls the issuance of the underlying monetary instrument, building a full-stack compliant financial system from stablecoins and savings to payments.

Openstocks @openstocks_hq

[Core]: Creating a platform for stablecoins, trading, and yields on Pre-IPO stocks. Openstocks transforms illiquid Pre-IPO stocks into yield-bearing tokenized assets. Compliance is handled through a Cayman offshore structure; assets are 1:1 backed by actual Pre-IPO collateral; and a dedicated risk engine monitors liquidation and collateral ratios.

Renaiss @renaissxyz Official XHunt Rank: 9464

[Core]: Providing transparent valuation and global circulation rails for the physical collectibles market. Renaiss targets a more consumptive, deeper RWA track. The $500 billion physical collectibles market has long faced issues like illiquidity, opaque valuation, difficult provenance and custody. Renaiss aims to enable genuinely liquid circulation for non-standard assets like designer toys, trading cards, and art through on-chain settlement, authenticity verification, provenance tracking, and global market access.

6. Privacy and Compliance

Privacy is no longer the enemy of compliance; it's the prerequisite for institutional entry. Accountable Privacy will be the standard for large-scale on-chain transactions.

SilentSwap @SilentSwap Official XHunt Rank: 92229

[Core]: A cross-chain swap balancing privacy, compliance requirements, and non-custodial operation.

SilentSwap is a non-custodial, compliance-oriented cross-chain privacy swap. It finds a more usable balance among the often mutually exclusive conditions of privacy, compliance, and non-custodianship. Similar in direction to 0xBow, it places greater emphasis on non-custodial privacy and cross-chain swap experience during the transaction process.

0xBow @0xbowio Official XHunt Rank: 9488

[Core]: Privacy Pools enabling private transactions coexisting with self-attestation of fund compliance.

In the crypto world, privacy and compliance have long been seen as opposing forces. 0xBow's Privacy Pools architecture is designed to prove they can coexist. It allows users to conduct private transactions while retaining a mechanism for legitimate participants to self-attest the clean origin of their funds. As privacy infrastructure moves from "absolute anonymity" to "accountable privacy," 0xBow is a highly benchmark-worthy example.

7. Social Finance

When social signals can trigger on-chain execution, and token launches can be "programmed," Web3 social begins to unleash its unique financial explosive power.

Dapital @trydapital

การเงิน

DeFi

AI