英国FCA:跨境支付是稳定币近期最明确用例
2026-07-29 07:22
Odaily Odaily Planet Daily News The UK Financial Conduct Authority (FCA) has published the results of its March Stablecoin Sprint policy initiative, which brought together banks, payment companies, stablecoin issuers, and other industry participants to explore stablecoin use cases.
Participants stated that cross-border payments represent the clearest near-term use case for stablecoins, particularly in emerging markets with limited access to US dollars; stablecoins offer fewer advantages in major payment corridors where existing systems are already fast and relatively low-cost.
Participants also noted that the incentive for domestic UK consumers to switch to stablecoin payments is limited, as existing payment methods are already fast and low-cost. However, merchants could benefit from lower costs and faster settlement. The relevant feedback has informed the FCA's final rules set for June 30 and will influence its subsequent stablecoin payment policies.
Participants stated that cross-border payments represent the clearest near-term use case for stablecoins, particularly in emerging markets with limited access to US dollars; stablecoins offer fewer advantages in major payment corridors where existing systems are already fast and relatively low-cost.
Participants also noted that the incentive for domestic UK consumers to switch to stablecoin payments is limited, as existing payment methods are already fast and low-cost. However, merchants could benefit from lower costs and faster settlement. The relevant feedback has informed the FCA's final rules set for June 30 and will influence its subsequent stablecoin payment policies.
