借钱炒股成泡影？韩媒爆料：韩国5大商业银行已用掉85%全年家庭贷款额度

Odaily Planet Daily News According to data disclosed by South Korea's financial industry on July 12, as of the end of June, the total household loan balance (excluding policy loans) of the five major commercial banks — KB Kookmin Bank, Shinhan Bank, Hana Bank, Woori Bank, and NH Nonghyup Bank — stood at 647.58 trillion won, an increase of 3.70 trillion won compared to the end of last year. At the beginning of the year, South Korea's financial regulatory authorities set a total household loan growth target for financial institutions, capping the annual growth rate at 1.5%, lower than the actual growth rate of 1.7% last year, aiming to curb the excessively rapid expansion of household debt.

Calculated based on this target, the total cap on new household loans for the five major banks for the full year is approximately 4.34 trillion won. Broken down by bank: KB Kookmin Bank 909.2 billion won, Shinhan Bank 850 billion won, Hana Bank 880.5 billion won, Woori Bank 826.6 billion won, and NH Nonghyup Bank 870 billion won. However, the actual increase of 3.70 trillion won in the first half of the year alone already accounts for 85.3% of the annual cap. The remaining quota for the year is only about 639.5 billion won, which, when spread across the six months of the second half, is extremely limited. (Wallstreetcn)