Next Pump.fun? A Quick Look at the 18 Graduation Projects from Alliance Cohort 16

Original Author: ALL16 Demo Day Overview

Original Source: Alliance

Original Compilation: Yuliya, PANews

Amidst the noise of AI and market volatility in crypto, genuine innovation is brewing beneath the surface. Alliance, the incubator behind star projects like Pump.fun and Pendle, has presented its report card for the ALL16 cohort. Among the 18 graduating companies, stablecoin payments, AI applications, prediction markets, and RWA tokenization emerged as core themes. Meanwhile, applications for ALL17 will close on March 25th.

Here are detailed introductions to these 18 ALL16 startups:

Fintech & Stablecoin Payments

Allod: Enterprise-Grade Stablecoin Banking

Allod(allodfinance.com) enables businesses in emerging markets to transfer dollars instantly and affordably using stablecoins, bypassing manual bank compliance reviews (which flag one-third of wire transfers as suspicious, with a false positive rate exceeding 97%).

Allod handles fiat on/off-ramps, counterparty compliance, and key management in a software package that feels like an everyday bank account. The founder studied Computer Science at UC Berkeley and co-founded Fei Labs, which launched a decentralized stablecoin, raised $1.3 billion, and became a top-10 stablecoin by market cap.

Superbank: Pre-funding Liquidity Solutions

Superbank(superbank.co) helps fintech companies pre-fund their fiat bank accounts at an affordable cost, without taking on excessive debt or equity dilution.

Unlike traditional methods that assess long-term business viability, Superbank primarily underwrites payment channels, providing loans collateralized by settlement funds that typically arrive within 1 to 3 days.

The platform delivers capital via API, automating traditionally manual processes. Its founder previously founded Penta, one of Europe's largest digital banks, later sold to Qonto for $250 million. The core team has worked together for 9 years.

Crebit: Stablecoin Payments for International Students

Crebit(crebitpay.com) leverages stablecoin-based forex to provide international students with a faster, cheaper way to pay cross-border tuition fees.

By partnering with local banks to support regional payment methods like PIX and Bre-B, Crebit completely eliminates SWIFT fees.

Brazil's largest bank, Itaú, has designated Crebit as its official study abroad partner. The founding team hails from Stanford, Amazon, NASA, and MIT.

Inflow: The Stripe for Cross-border SMEs

Inflow(inflowpay.com) enables any SME to accept card payments from anywhere in the world at affordable rates.

By rebuilding the merchant of record tech stack on stablecoin rails, Inflowpay beats traditional providers (who charge 10% fees and settle in weeks), leveraging existing connections to secure bank contracts that typically take years to obtain.

Its founders include a founding engineer from an MPC wallet startup and a former founder who built a seven-figure revenue bootstrapped business.

Tradevu: Stablecoin Banking for African Businesses

Tradevu(tradevu.co) underwrites real trade activity (like shipment data, counterparty info, order velocity, and payment behavior) to provide affordable, instant financing to African SMEs.

By building credit around verified transactions, Tradevu funds viable businesses often excluded by traditional trade finance models and integrates financing with payments, enabling capital to be deployed seamlessly across suppliers, currencies, and borders.

Its founder previously founded Pivo (YC S22), deploying over $8 million to African SMEs, and Jalo (acquired by a YC company).

Prediction Markets & Trading Platforms

Predexon: Unified API for Prediction Markets

Predexon(predexon.com) simplifies development on prediction markets like Polymarket and Kalshi.

Developers can use Predexon's market-matching engine to deduplicate and consolidate markets from different platforms into a unified interface. Additionally, developers can tap into real-time data pipelines for historical and live data and execute trades across platforms with a single integration. Its founders are college roommates from UC Berkeley's College of Engineering with backgrounds at Amazon and AWS.

Freeport: Tradable News Feed

Freeport(freeportmrkts.com) provides real-time feeds of breaking news with associated live trades and analysis, enabling retail investors to instantly "trade the news."

The platform uses AI agents to continuously update market intelligence, inferring optimal trade opportunities from news headlines for tokenized stocks and perps available on Hyperliquid. Its founders studied math and computer science together and previously worked at IMC and Jane Street.

Hadron: Proprietary AMM as a Service

Hadron(hadron.fi) enables token teams to easily and affordably launch their own proprietary AMMs on Solana.

By reverse-engineering and generalizing the math behind black-box proprietary AMMs that process over half of Solana's volume, Hadron allows any token project to customize pricing and swap logic and ensures every liquidity pool works on all major DEX aggregators from day one. Its founders are from the Solana Foundation and Alchemy.

Worm: Leveraged Prediction Markets

Worm(worm.wtf) provides capital-efficient leverage for prediction markets to traders. Using a liquidity provision protocol with dynamic hedging and a liquidation engine, Worm allows users to gain leveraged exposure to prediction markets on aggregated order books (initially supporting Polymarket and Kalshi) for optimal execution.

Its founder left a product manager role at Facebook to lead product at Aave, later becoming Chief Product Officer at Rarible. The co-founder is a Math Olympiad gold medalist.

Ratio: Social App for Prediction Markets

Ratio(ratio.you) assists retail prediction market users in trading by letting them quickly and easily see what top traders are doing and copy their trades with one click.

The best traders get paid while expanding their audience and driving volume, turning them into influencers within a copy-trading and creator monetization flywheel.

Its founder previously scaled a startup to over 100k users and has a background at Coinbase and a unicorn fintech company.

Artificial Intelligence & Data Intelligence

Givance: Proxy Employee for Law Firms

Givance(givance.ai) automates law firm operations by connecting autonomous agents to the firm's entire tech stack. Lawyers can have agents handle client intake, communication, billing, and collections, reducing administrative costs and increasing billable hours.

This is significant for the approximately 200,000 law firms in the US without operations staff. Its founder has had two successful startup exits and backgrounds at Google Research, Snapchat, and YC S23.

Deconflict: The Palantir for Financial Crime

Deconflict(deconflict.com) protects financial institutions from fraud by directly connecting user data with law enforcement data.

When law enforcement flags suspicious activity, Deconflict sends instant alerts to trading platforms, banks, and other money transmitters, allowing them to freeze funds before they move, without revealing sensitive case details. Over 800 law enforcement agencies from 26 countries are already on the platform. Its founder has 22 years of law enforcement experience, including at the US Secret Service. The co-founder led AI projects for Apple Intelligence.

Couch: AI Companion for the Visually Impaired

Couch(cou.ch) helps visually impaired people navigate the web. Traditional screen readers force users to listen to every element on a page one by one, while Couch runs as a lightweight browser extension.

It first uses AI to understand the page, then presents only the important content, such as actions a user can take (like booking the cheapest flight or filtering results). Its founder spent 15 years building tools at Meta and Cloudflare.

Akara: Courtside Intelligence for Sports Events

Akara(akaramarkets.com) provides affordable, low-latency sports event edges to retail traders.

By deploying a ground scout network at live games, Akara uses AI to convert real-time audio into actionable intelligence, faster than TV broadcasts lagging reality by 30 seconds, and far cheaper than data sources costing over $200k/year for institutions only. Its founders are from Morgan Stanley (quant trading), Palantir, Duke (PhD), and MIT & Jane Street.

RWA Tokenization & Web3 Infrastructure

Graded: On-chain StockX

Graded(graded.world) allows collectors to trade any collectible (physical or virtual) instantly and securely from anywhere in the world.

By aggregating collectibles from existing markets (both on and off-chain) and acting as a custody and settlement layer, Graded unlocks value trapped in collectors' portfolios within the over $350 billion physical collectibles market. Its founder previously built a crypto neobank that peaked at $100 million in stablecoin AUM.

Lucent: Tokenizing Life Sciences

Lucent(uselucent.io) allows retail investors to buy private biopharma assets, specifically drug IP and royalty exposure, not just the company behind the product.

Biotech companies tokenize on Lucent because it allows them to raise capital against individual drug assets without diluting their cap table. Three VC-backed biopharma companies are already signed on for neurology and rare disease therapies. The co-founders studied at Yale and Cornell and built a nine-figure health tech company and a multi-billion dollar biopharma company.

Bluvo: The Plaid for Crypto

Bluvo(bluvo.co) provides a white-label API for DeFi apps to seamlessly and securely integrate any CEX directly.

By designing new authentication workflows and reimagining security best practices, Bluvo enables apps like Polymarket to easily move funds from CEXs via user-friendly flows—functionality that is often fragile and expensive to build in-house. The team are serial entrepreneurs who previously built an algorithmic crypto trading firm that traded $100 million in volume.

PreStocks: Tokenized Pre-IPO Stocks

PreStocks(prestocks.com) provides instant liquidity into and out of Pre-IPO stocks for retail investors of any size.

Each token is backed by a Special Purpose Vehicle (SPV) and a custom market-making engine capable of accurate real-time pricing and reliable on-chain liquidity. Since launching in August, PreStocks has traded over $350 million in volume, solving the liquidity and pricing lag issues of private stock. Its founder has been in crypto since 2013, was an early engineer at Canva, and has executed 50 Pre-IPO deals in the past year.

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