Space Recap｜AINFT Launches New AI Agent Infrastructure, Bringing the "AI Economic Network" from Concept to Reality

With the emergence of the x402 protocol and the 8004 standard, automated payments and on-chain identity are being embedded into the operational logic of AI Agents. This signifies that, for the first time, AI Agents can autonomously complete payments and receipts, and execute on-chain operations. From passive responders to active participants in value flow, the role of AI Agents is undergoing a subtle transformation.

Against this backdrop, AINFT has officially launched a new infrastructure for AI Agents—Bank of AI, dedicated to building a complete "financial operating system" for AI Agents. It not only deeply integrates the x402 payment protocol and the on-chain identity authentication protocol 8004 but also introduces tools such as the AI large model service interface standard MCP Server, AI model extension capabilities Skills, and the OpenClaw Extension toolkit, endowing AI Agents with comprehensive financial operational capabilities.

At this critical juncture of technological change, on the evening of February 24th, a roundtable discussion focusing on the "AI Agent Economic Network" commenced. Guests from various fields, centering on the new AI Agent infrastructure built by AINFT, analyzed the structural changes brought by x402 and 8004 from multiple dimensions such as user experience reconstruction and business models, collectively outlining the emerging blueprint of an "AI Economic Network." Below is a recap of the highlights from this discussion. 

When AI Agents Possess x402 and 8004, How is User Experience Reconstructed?

The essence of an AI Agent is an "autonomous actor," designed to make decisions and execute tasks. Large Language Models (LLMs) provide AI Agents with a powerful "brain," but what truly defines an AI Agent is its "capacity for action." The issue lies in the fact that, in the past, the action capabilities of AI Agents were confined to "soft actions" within the digital world. Actions involving real value flow, such as payments and receipts, remained a forbidden zone for AI Agents.

The emergence of the x402 and 8004 protocols has opened the gateway for AI Agents to achieve automated payments and on-chain identity authentication, effectively laying a dedicated "settlement track" for them in the digital world. When AI Agents begin to possess automated payment capabilities, the most intuitive change in user experience is the fundamental reconstruction of the underlying interaction logic.

As HiSeven pointed out, in the past, when we asked an AI Agent to produce an investment research report, the process was fragmented: the AI Agent was responsible for generating the framework, but once steps like account registration, payment binding, or data purchase were involved, the task had to be handed back to human operation. The user was both the commander and the weary "middleman." However, when protocols like x402 are embedded, AI Agents can automatically complete subscriptions or data procurement. More importantly, through the on-chain identity granted by the 8004 protocol, AI Agents gain a cumulative and verifiable reputation record. This ensures that every transaction an AI Agent makes is built on a traceable and trustworthy foundation.

This upgrade from an "operational tool" to a "participant in economic activities" was further elaborated in Grace's sharing. She believes that when AI Agents possess automated payment capabilities, the mode of interaction is evolving from "one-way human-to-machine commands" to "collaborative symbiosis between humans and AI." Whether it's subscribing to services, purchasing goods, or executing optimal payment strategies, the user only needs to set the goal, leaving the judgment and execution to the AI Agent. She described it as: "You don't perceive the existence of the payment, but it has already handled the task for you. It transforms from a tool into a true partner that can share your burdens."

The subscription models users were accustomed to in the past essentially involved paying for "potential usage." The x402 protocol successfully enables a new interactive business model of "pay first, respond later." The micro-payment capability it brings makes "pay-per-use, instant access" possible. Moyu, from the perspective of user rights, revealed the mechanism by which x402 forces improvements in AI service quality. He mentioned that with numerous AI products currently on the market, users often find the results unsatisfactory after subscribing but cannot get a refund. The single-payment model supported by x402 allows users to make choices entirely based on performance.

When AI Agents possess their own "wallets" and "identities," they are becoming "economic participants" in the digital world. This transformation has just begun, but the direction is clear: future AI Agents will not only think for you but also act for you; they will not only generate plans but also complete transactions. And x402 and 8004 are precisely laying the foundational tracks for this transformation.

AINFT Builds a "Financial Operating System" for AI Agents, Turning the "AI Economic Network" from Concept to Reality

As AI payment logic becomes standardized, a more imaginative proposition emerges: Are we witnessing the birth of a truly meaningful "AI Economic Network"? In this network, AIs are no longer tools individually invoked by humans but nodes that can discover needs, negotiate prices, complete payments, and deliver services among themselves. This vision of the future became clearer during the guests' discussion.

HiSeven was the first to outline the blueprint for this vision. In his view, our current way of using AI remains "point-to-point"—we seek out corresponding models for specific functions. However, once payment logic is standardized, each AI Agent with specialized capabilities becomes like a colleague with unique skills, able to collaborate to complete complex tasks. He sees this as akin to hiring a small team, where AIs conduct business among themselves and ultimately deliver the results to humans.

Going a step further, Peter from the crypto circle systematically deconstructed the prerequisites for an AI economic network to function: a self-sustaining economic system requires an account system, collaboration capabilities, and transaction mechanisms. The combination of the x402 protocol and the 8004 standard is laying the groundwork for such a system. He pointed out that when payments are sufficiently seamless, AI Agents can form a complete closed loop of "income > investment > re-income." For this closed loop to move from conception to reality, a crucial "financial operating system" is needed. This is precisely the role played by the new AI Agent infrastructure launched by AINFT—Bank of AI.

The new AI Agent infrastructure launched by AINFT can be understood as a "triple infrastructure" specifically built for AI Agents: an "on-chain bank" or a combination of "digital wallet + ID card + investment account." In terms of technical architecture, it initially supports both the TRON and BNB Chain networks. Its core architecture revolves around three major capabilities:

The first layer is the Payment Layer. AINFT deeply integrates the payment protocol through the x402 SDK, allowing developers to enable automated payment capabilities for AI Agents with just a few lines of code. This enables AI Agents to automatically complete micro-payments and instant settlements when invoking services, making high-frequency, small-scale machine-level transactions economically viable and efficient.

The second layer is the Identity Layer. Through the 8004 SDK, AINFT enables each AI Agent to seamlessly integrate with on-chain identity authentication mechanisms, granting them a verifiable "digital ID card" and a traceable reputation record. Every successful fulfillment and timely settlement adds credible weight to this on-chain credit profile.

The third layer is the Capability Layer. AI Agents can automatically participate in DeFi operations such as lending, swapping, and yield generation through MCP Server and Skills. MCP Server acts as an "adapter" between AI Agents and the blockchain, encapsulating complex on-chain interactions into standardized tool interfaces; Skills further transform these interfaces into composable workflow templates. This means AI Agents only need to understand "what to do" without concerning themselves with technical details like how to call smart contracts or calculate gas fees. This implies AI Agents can not only "send and receive payments" but also "manage and grow assets."

More noteworthy is AINFT's open design. It supports the OpenClaw extension plugin, meaning any AI Agent can be rapidly endowed with complete financial capabilities—payment, identity, and DeFi operations—without undergoing complex development processes. This "plug-and-play" architecture positions AINFT as the foundational infrastructure layer for the entire AI economic network.

From passive response to active collaboration, from single-point invocation to network synergy, AI Agents are weaving an economic network of their own. And AINFT is the "infrastructure builder" laying the tracks for this network. To date, AINFT's user base has surpassed 410,000, gradually constructing a Web3-native AI platform that connects mainstream AI capabilities with on-chain asset systems. As AI Agents begin to understand needs, complete transactions, accumulate credit, and allocate assets, we may be witnessing the birth of a completely new type of economic network in the digital world. The starting line for this transformation has been drawn, and AINFT stands at the forefront of it.