European Central Bank Survey: Crypto Payment Acceptance Among Eurozone Offline Merchants Below 1%
2026-08-14 08:37
Odaily News: A survey by the European Central Bank (ECB) shows that among businesses selling goods and services online, only 0.2% accept crypto assets; the acceptance rate of crypto assets and stablecoins at offline point-of-sale terminals remained below 1% in both 2024 and 2026. The survey covers 8,205 retail, restaurant, hotel, and entertainment businesses across 21 eurozone countries.
Offline mobile payment acceptance rose from 36% in 2024 to 68% in 2026, cash acceptance increased from 90% to 92%, and physical card acceptance grew from 87% to 88%; meanwhile, bank check acceptance declined from 36% to 27%.
When choosing payment methods, respondent businesses prioritize consumer preferences the most, accounting for 26%, followed by security at 22%, and operational convenience at 15%. Among businesses that do not accept cash, 36% cited insufficient customer demand, 35% cited difficulties in cash deposits and withdrawals, and 29% mentioned security risks. (Cointelegraph)
Offline mobile payment acceptance rose from 36% in 2024 to 68% in 2026, cash acceptance increased from 90% to 92%, and physical card acceptance grew from 87% to 88%; meanwhile, bank check acceptance declined from 36% to 27%.
When choosing payment methods, respondent businesses prioritize consumer preferences the most, accounting for 26%, followed by security at 22%, and operational convenience at 15%. Among businesses that do not accept cash, 36% cited insufficient customer demand, 35% cited difficulties in cash deposits and withdrawals, and 29% mentioned security risks. (Cointelegraph)
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