韩国批准五大金融集团危机处置方案以应对“数字银行挤兑”风险

Odaily reported that the Financial Services Commission of South Korea has approved the 2026 recovery and resolution plans for 10 financial institutions, including the five major financial groups—Shinhan, KB, Hana, Woori, and NongHyup—as well as their key banks. Cyberattacks and the risk of "digital bank runs" have been formally incorporated into the crisis management system for large financial institutions.

The Financial Services Commission of South Korea stated that with the increasing volume of online financial transactions, funds could rapidly flow out within a short period. Going forward, it will further improve monitoring indicators for digital bank runs to identify liquidity risks earlier. At the same time, it requires financial institutions to strengthen their response mechanisms for cybersecurity incidents and to consider scenarios in their contingency plans where multiple institutions simultaneously sell assets and compete for liquidity amid market shocks. (Etoday)