美国三大银行计划2027年推出共享代币化存款网络

Odaily: Three major U.S. banks, JPMorgan, Citi, and Bank of America, plan to launch a shared tokenized deposit network by mid-2027. The network will be operated by The Clearing House. The banks aim to convert traditional bank deposits into blockchain-based tokens, enabling 24/7 rapid fund transfers while keeping them within the regulated banking system. The initiative leverages tokenized deposits to represent bank customer funds as digital tokens on the blockchain, facilitating fast transfers and settlements. (CoinDesk)