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United Texas Bank Converts to National Bank Charter and Launches Crypto Payment Network

2026-05-27 19:13
Odaily, Dallas-based United Texas Bank has converted from a Texas state-chartered bank to a national bank approved by the Office of the Comptroller of the Currency, positioning itself as an institution connecting global crypto companies with the U.S. banking system.



United Texas Bank stated that it now holds the same federal license as major money center banks and has direct access to the Federal Reserve. The bank currently clears approximately $10 billion in monthly USD transaction volume for global crypto companies.



The bank is launching UTB Atomic, a 24/7 AI-driven payment network, paired with its compliance platform UTB Prism Sentinel, to restore around-the-clock crypto liquidity and meet emerging federal rules related to digital assets and stablecoins.