OpenAI Launches Financial Management Service for ChatGPT Pro Users, Enabling Bank Account Connections

Odaily reports that OpenAI has announced a new preview of a personal finance experience for ChatGPT Pro users in the United States. Users can securely connect their bank and investment accounts, view a fund flow dashboard within ChatGPT, and consult the AI for financial advice based on their personal financial situation, while maintaining complete control over their data.

The new feature enables account linking through Plaid (with Intuit support coming soon), syncing balances, transactions, investments, and liability information. This helps users identify spending patterns, analyze savings opportunities, plan goals, and optimize major financial decisions. Users can also input financial background information, such as mortgage details, savings goals, or large spending plans, allowing ChatGPT to provide more personalized advice.

The experience emphasizes automation and actionability: users can set budget limits, automate savings transfers, and track savings progress weekly, enabling a lightweight and sustainable approach to financial planning. The system offers saving strategies for dining, shopping, transportation, daily purchases, and subscription services, helping users increase savings without sacrificing their quality of life.

OpenAI notes that this feature is not a substitute for professional financial advice, but it can combine complex personal finance issues with the reasoning capabilities of GPT-5.5 to deliver more precise solutions. In the future, the feature will gradually roll out to Plus and all users, with plans to expand the ecosystem through partnerships with Intuit and others, offering a one-stop financial experience from planning to execution.

In terms of privacy and security, users can disconnect their accounts or delete financial memories at any time. All account data is used solely to provide personalized financial services and will not modify user funds, adhering to strict data control and privacy protection standards.