Data: EtherFi's Per-User Revenue Reaches $256, Far Exceeding Payment Platforms Like Revolut, Wise, and SoFi
Odaily News: Leon Waidmann, a researcher at Lisk, posted on X platform stating that EtherFi has transformed from an Ethereum staking protocol into a crypto digital bank encompassing staking, DeFi yields, and Visa cards. Currently, EtherFi's total user base is only 21,000, but the platform revenue generated per user reaches $256. In comparison, Revolut has 93.5 million users with a per-user revenue of $60; Wise has 13.4 million users with a per-user revenue of $83; SoFi has 12.6 million users with a per-user revenue of $264. EtherFi's total user balance amounts to $9.9 billion, with an average account holding approximately $470,000 in assets. EtherFi operates through smart contracts and on-chain yields, requiring no banking license or traditional technology, achieving profitability from its first day of operation.
