BenPay launches self-hosted Web3 on-chain interest-bearing card.

According to official news, BenPay, an on-chain one-stop financial platform deeply incubated by Bixin VC, has officially launched its self-custodied Web3 on-chain interest-bearing card, bringing users an on-chain financial experience of "payment equals participation, and balance automatically increases".

BenPay's on-chain interest-earning card adopts a self-custodial architecture, with assets managed independently by users, eliminating platform contact. Users simply click the "Earn Coins" button, and their card account balance automatically participates in on-chain interest earning. The operation is simple and free of additional fees, and the account balance is always available, allowing users to easily earn while spending. Earnings are settled daily and credited to accounts on the same day. Accumulated earnings can be automatically reinvested, and all processes are transparent and traceable on the blockchain.

At the same time, BenPay DeFi Earn provides a unified entry point for multi-chain protocols, allowing users to conduct more proactive strategy management, asset allocation, and cross-chain flow within BenPay after completing daily consumption and automatic interest generation, forming an integrated on-chain asset closed loop from daily payments → on-chain interest generation → asset allocation.