Kamino co-founder: Will launch fixed-rate and fixed-term lending products to promote on-chain interest rate price discovery.

Odaily Planet Daily reports that Mariu, co-founder of Kamino, the liquidity protocol within the Solana ecosystem, announced at the Solana Breakpoint conference that Kamino will soon launch fixed-rate, fixed-term lending products. Users will be able to choose their own lending rates and terms and complete the transaction according to the corresponding conditions.

Mariu points out that this mechanism helps institutions seeking to clarify financing costs participate in the on-chain lending market, while also providing a lock-in, stable interest rate spread for various asset circulation and arbitrage strategies. Kamino is collaborating with FalX (one of the major brokers in its market), with a key component being the "lending intention" mechanism. This mechanism allows borrowers and lenders to place orders and match transactions at their desired interest rates, thereby achieving more accurate interest rate price discovery on-chain and gradually forming an on-chain yield curve.