Odaily News Masa Kikuchi, founder and CEO of Secured Finance, participated in the AMA event "Hot Takes" hosted by Storacha, a decentralized large-scale data storage network in the Filecoin ecosystem. In the latest episode, Masa dived into how to achieve stable and predictable returns in the volatile crypto market.
As a former investment banker, Masa led the team to fully on-chain traditional bonds, ensuring the stability of returns through two core advantages: a fully transparent on-chain order book system and standardized zero-interest bond products. Different from the common funding pool model in the current DeFi field, the platform adopts a P2P trading mechanism, users can set their own yields, and support flexible early repayment and liquidation operations.
Currently, the platform has launched fixed-income products for mainstream assets such as USDC, BTC, ETH and axlFIL on Ethereum and Arbitrum, providing eight maturity options with a maximum of two years and rolling quarterly. Masa revealed that in 2025, the platform will launch a blockbuster product USDFC (FIL collateralized stablecoin), and will further improve the DeFi fixed-income infrastructure.
"In a highly volatile market, stable and predictable returns will become increasingly important." Masa predicts that as institutions such as BlackRock continue to deploy crypto assets, stablecoins will become the main players in the market in 2025. Secured Finance is committed to making fixed income products more transparent and inclusive through innovative on-chain solutions, breaking the monopoly of traditional finance in this field.