Gate Launches Gate Money, Creating a New Financial Services Gateway Connecting Assets, Funds, and Payments
- Core Viewpoint: Gate announced the launch of Gate Money at the TOKEN2049 conference, building a globally integrated financial services application under the concept of "One Gate, Everything Money," integrating digital assets, fiat currency, stocks, ETFs, gold, bank accounts, payments, and asset management into a single account, driving the platform's expansion from trading services to comprehensive finance.
- Key Elements:
- Gate Money supports unified management of multi-currency fiat and digital assets. Users can activate it with one click by updating the Gate App to v8.39.0.
- Through Gate Card, it supports online/offline payments, Apple Pay, and Google Pay, with ATM withdrawals and local QR code payments available in select markets.
- Convert enables flexible asset exchange, while Earn offers no-lock-up wealth management, with eligible USDT and other balances earning up to 3.6% APR.
- Compliance covers 81 regulated jurisdictions globally, having obtained Malta MiCA and PSD2 licenses, Dubai VARA license, Australian registration, and more.
- Gate has over 61 million users, supports trading of 5,300+ crypto assets and 12,800+ stock assets, and was among the first to achieve 100% proof of reserves.
On October 7, Gate founder and CEO Dr. Han officially announced the launch of Gate Money during a keynote speech at the TOKEN2049 conference. With "One Gate, Everything Money" as its core concept, Gate Money builds on the diversified financial service capabilities Gate has already established to create a globally integrated financial services application, connecting digital assets, fiat currencies, stocks, ETFs, gold, bank accounts, payments, and asset management services into a single account. It covers scenarios including asset holding, receiving funds, transfers, payments, conversions, and yield generation, extending Gate from digital asset trading services into the broader financial services sector. Currently, users can activate Gate Money with one click by updating the Gate App to version v8.39.0.
Multi-Asset, One-Stop Management
Gate Money allows users to hold multiple fiat currencies and digital assets under the same account system, with a centralized view of asset balances and fund activity across all holdings. The platform supports fiat deposits, withdrawals, as well as on-chain deposits and transfers. Fiat accounts can be managed independently by currency, and eligible users can upgrade to obtain a bank account in their own name, enabling them to use their personal account information for receiving funds and withdrawals, facilitating both daily and cross-border money transfers.
On this basis, Gate already offers services for traditional financial assets such as stocks and continues to expand into more asset classes. For users holding different types of assets simultaneously, Gate Money brings related services into a clearer account system, making asset and fund management more centralized and convenient.
Connecting Global Payments, Enabling Seamless Spending
Gate Money tightly integrates accounts with everyday payments. Through Gate Card, users can make online and offline purchases using fiat currencies or digital assets, with support for digital wallets such as Apple Pay and Google Pay. In certain countries and regions, ATM withdrawals and local QR code payments are also supported, accommodating the payment methods of different markets.
From online shopping to offline spending, users can choose the appropriate payment method based on their actual needs, making the assets in their accounts more readily usable for everyday consumption.
Flexible Allocation, Unlocking More Possibilities for Your Assets
In addition to asset holding and payments, Gate Money also offers features such as Convert and Earn. Convert supports flexible exchanges between different assets, while Earn provides wealth management and yield products. Eligible balances such as USDT can earn up to 3.6% yield with no lock-up period, allowing users to earn more while keeping their funds accessible for asset allocation options.
For assets that need to remain liquid, users can convert at any time. For temporarily idle assets, users can choose the appropriate yield option based on product rules, further diversifying how their funds are utilized.
Expanding Financial Services to Cover More Everyday Scenarios
Gate Money brings together Gate's accumulated product capabilities across digital assets, stocks, payments, and asset management, integrating financial scenarios such as asset holding, receiving funds, transfers, payments, conversions, and yield generation into a single account, further bridging asset management, fund flows, and everyday spending.
From cash and digital assets to more financial products such as stocks; from asset management to everyday spending, Gate Money is integrating more diverse financial needs into the Gate platform, driving its service scenarios from trading and asset management toward payments, fund management, and daily financial needs, further expanding Gate's financial services boundaries.
Global Compliance Framework and Financial Infrastructure
In building global financial services capabilities, Gate continues to establish a compliance foundation covering multi-asset services, fund flows, and payment scenarios through financial, payment, and virtual asset-related licenses and authorizations obtained in multiple core jurisdictions, providing underlying financial services support for Gate Money.
Gate entities have obtained a MiCA crypto-asset service license and a PSD2 payment institution license in Malta, a full VARA virtual asset service operating license in Dubai, and completed digital currency exchange service registration in Australia. It also conducts related business through locally compliant entities in markets such as Japan, with compliance coverage across 81 regulated jurisdictions globally. These qualifications cover areas including crypto asset trading and custody, digital currency services, and payments, providing a compliance foundation for Gate Money to connect multi-asset management, fiat accounts, fund receipt and payment, and everyday payments.
At the same time, Gate has established partnerships with multiple international payment institutions, banks, custodians, and clearing institutions, covering various financial service links including payments, funds, asset custody, and clearing, providing foundational support for business operations across different markets.
As different asset classes increasingly integrate with payment and consumption scenarios, Gate will continue to refine its related products and services, bringing users a more convenient and flexible financial experience, driving further connectivity between digital assets, traditional finance, and everyday financial needs, and opening up more possibilities for financial service model innovation.
Learn more: https://www.gate.com/announcements/article/102094
About Gate
Founded in 2013, Gate is one of the world's leading cryptocurrency and comprehensive financial services platforms, with founder and CEO Dr. Han. With over 61 million users, it supports trading of 5,300+ crypto assets and 12,800+ stock assets, with comprehensive coverage of TradFi assets including metals, stocks, indices, forex, and commodities, providing users with a one-stop, multi-asset trading experience. As an industry benchmark, Gate was the first to achieve 100% proof of reserves, encompassing diversified products and ecosystem initiatives such as Gate Wallet, Gate Ventures, and Gate for AI Agent.
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Disclaimer:
This content does not constitute any offer, solicitation, or recommendation. You should always seek independent professional advice before making any investment decisions. Please note that Gate may restrict or prohibit all or part of its services in restricted regions. Please read the User Agreement for more information.
