稳定币卡累计充值额达138亿美元，USDC领跑消费规模

The total top-up amount for stablecoin cards has reached $13.8 billion, with USDC leading in consumer spending volume.

As of August, cumulative top-ups for USDC and USDT-related stablecoin cards have reached $13.8 billion, an increase of nearly $10 billion over the past 12 months. Stablecoin cards are shifting USDC and USDT from trading balances toward everyday consumer use cases.

USDC currently leads in tracked card spending, while USDT is accelerating its catch-up. The two follow different usage paths: USDC benefits more from fintech integrations and payment infrastructure, while USDT is more active on exchanges, in remittances, and across emerging markets.

On-chain settlement also shows a multi-chain distribution, with Base leading at approximately $1.2 billion, followed by Solana at $635 million, Polygon at $544 million, and Optimism at $509 million. Networks such as Arbitrum, Scroll, Ethereum, and Stellar are also carrying significant activity.

Stablecoin cards still rely on traditional payment networks like Visa and Mastercard, and the competitive focus has shifted toward custody, FX costs, cashback, and capital efficiency. Meanwhile, Circle has renewed its USDC partnership with Coinbase under the original terms, excluding any dividend arrangements. (Bitcoin.com News)