美联储理事：美联储不应过度干预银行采用AI等新技术

Odaily Planet Daily News Fed Governor Bowman stated that lenders understand the risks brought by innovation better and should be allowed to decide for themselves when to adopt new technologies like AI. Bowman said at a conference on financial inclusion that when and how to innovate depends on each bank and its management, who understand their customers, communities, and risk tolerance better than the Fed. Bowman also said the Fed should set clear expectations, remain transparent, and not interfere in individual business decisions related to innovation. Bowman's remarks come as senior officials are assessing the impact of the rapid development of AI platforms, including a new Mythos AI model launched by Anthropic. Earlier on Tuesday, Fed Vice Chair for Supervision Barr said at the same conference that while he welcomes the emergence of innovation, it remains unclear whether AI will reduce or exacerbate income and wealth inequality.