With the rapid development of the digital asset market, users are increasingly in need of flexible and efficient asset management methods. In the current market environment, liquidity has become a major challenge for crypto asset holders. Traditional solutions usually require releasing funds by selling assets, but this also means giving up the assets future appreciation potential, especially for users who hold mainstream crypto assets such as BTC, ETH, or platform currency BMX for a long time. Selling assets will undoubtedly miss future opportunities. Therefore, the market urgently needs a solution that can provide liquidity without cashing out assets.
BitMart recently launched the industrys first staking loan function that supports staking assets and enjoys financial management interest, allowing users to borrow coins through over-collateralization and flexible repayment without having to sell assets. While borrowing coins, users can also enjoy transparent returns through financial products and maximize the value of their assets. This innovative product solves the liquidity problem in the crypto market, not only improving the efficiency of capital use, but also injecting new vitality into the BitMart ecosystem.
BitMart pledge loan: no need to cash out, flexible lending, release of crypto asset liquidity
BitMart Pledge Loan is an innovative crypto asset lending product. Through this feature, users can use their own digital assets (such as BTC, ETH, BMX, etc.) as collateral to borrow other digital currencies (such as USDT, USDC, etc.) from the BitMart platform. The borrowed funds can be withdrawn instantly and used flexibly. Users do not need to cash out the pledged assets, thereby maintaining the long-term holding and appreciation potential of the assets.
Unlike traditional lending products, BitMarts pledged lending products are over-collateralized and have no fixed term. When users pledge assets, the platform will evaluate the loan amount based on the market value of the pledged assets and provide loan services in real time. Users can repay at any time and adjust the loan amount flexibly, without being restricted by the time and amount of traditional lending products. In addition, during the process of pledging and borrowing, users can still obtain the income of the pledged assets through financial management tools such as Yubibao, thereby achieving double appreciation of assets.
Products that support pledged assets and enjoy financial management interest
Through this product, users can borrow digital currencies without having to liquidate their assets, making flexible use of funds and continuing to enjoy the potential for asset appreciation. The following are the main highlights and advantages of BitMart’s staking and lending:
1. No need to sell assets, flexible access to funds
A major highlight of BitMarts pledge loan is that users can use their digital assets (such as BTC, ETH, BMX, etc.) as collateral to borrow the required funds and achieve liquidity without selling assets.
2. Self-financing and asset appreciation
While pledging their coins, users can also transfer their pledged assets to financial products such as Yubibao to continue to enjoy transparent returns and further increase the value of their assets. BitMart’s financial management tools help users maximize the utility of their assets while maintaining liquidity.
3. Flexible repayment, no overdue fees
Unlike traditional lending products, BitMart pledged loans do not have a fixed repayment period and do not charge overdue fees. Users can freely arrange repayment plans based on their personal financial situation, completely eliminating the pressure and risks of traditional loans.
4. Multi-currency support to meet diverse needs
BitMart pledge lending supports a variety of mainstream crypto assets, such as USDT, USDC, BTC, ETH, SOI, XRP, BMX, etc. Users can choose suitable currencies for pledge according to their needs, flexibly allocate funds to meet different investment strategies.
5. Low interest rate and flexible calculation
The interest rate for borrowing is low and calculated hourly, and the interest rate will be adjusted in real time based on the borrowed amount and the current market interest rate. Users only need to pay interest for the actual borrowed funds, ensuring that the fees are transparent and reasonable.
In BitMarts pledge and loan function, BMX, as the platforms native token, plays a vital role. BMX can be used as both a pledge currency and a loan currency. This move has greatly improved BMXs liquidity and broadened its usage scenarios. By holding BMX, users can not only enjoy the loan service, but also participate in the construction and development of the BitMart ecosystem. BMX holders can get additional feedback through the platforms regular airdrops, financial management income dividends, and other methods. In addition, BMX also provides users with multiple benefits such as platform transaction fee discounts and VIP rights, which improves the investment return of holding BMX. Through this mechanism, BitMart continues to encourage users to participate in the ecosystem, while promoting the value growth of BMX, achieving a two-way win-win situation for users and the platform.
Online benefits: New users and VIPs enjoy interest subsidies and USDC rewards
To celebrate the launch of the new BitMart pledge lending function, the platform has launched a series of welfare activities to bring more rewards to new users and VIP users. By participating in these activities, users can not only enjoy a low-interest lending experience, but also receive additional interest subsidies and USDC rewards to increase investment returns.
Activity 1: New User VIP Interest Subsidy
During the event, new and VIP users will enjoy interest subsidies when using BitMart’s pledge lending function. New users can receive a 50% subsidy on the interest paid, while VIP users can enjoy a 100% interest subsidy, achieving “zero interest” lending.
Activity 2: Top the list to win a big prize, up to 1,000 USDC
To encourage users to actively participate in lending, BitMart has also launched the Top the Rankings to Win Big Prizes event. During the event, the system will rank users based on their cumulative total lending amount (converted to USDT), and the top 50 users will receive generous USDC rewards. The first place will receive 1,000 USDC, the 2nd-3rd place will receive 600 USDC, the 4th-10th place will receive 200 USDC, etc.
Activity details: https://www.bitmart.com/activity/cryptoloans/zh-CN
The future of crypto asset management has arrived, BitMart is leading the new trend
As the digital asset market matures and develops, traditional asset management models have gradually failed to meet the needs of modern users for flexibility, efficiency, and diversification. The launch of BitMart’s pledged lending not only injects a new solution to capital flow into the market, but also opens up a new horizon for the application scenarios of crypto assets. Without sacrificing the long-term appreciation potential of assets, users can easily allocate funds and obtain transparent and continuous returns through financial management tools. This innovative model undoubtedly represents the future direction of the industry: smarter, more flexible, and more efficient asset management will become the new normal in the crypto market.
In this process, the value of BMX platform currency is not only reflected in its functionality as a lending tool, but also the hub of the BitMart ecosystem. By continuously strengthening the feedback to users and ecosystem participants, BMX has gradually become a key link between the platform and users, investment and value-added. This is not only a simple financial product innovation, but also a strategic layout for the long-term development of the crypto asset ecosystem, driving the entire industry towards a more diversified and sustainable direction.
About BitMart
BitMart is a digital asset trading platform with over 10 million users worldwide. BitMart is continuously ranked at the top of CoinGecko and offers over 1,700 trading pairs with competitive fees. BitMart is committed to providing a seamless trading experience for users around the world with the philosophy of continuous innovation and financial inclusion. To learn more about BitMart, visit the website , follow X on Twitter , or join Telegram for updates, news, and promotions. Download the BitMart App and trade anytime, anywhere.
Risk Warning:
The following information is provided for informational purposes only and should not be considered a recommendation to buy, sell or hold any financial asset. All information is provided in good faith. However, we make no representations or warranties, express or implied, as to the accuracy, adequacy, validity, reliability, availability or completeness of such information.
All cryptocurrency investments (including returns) are highly speculative in nature and carry a significant risk of loss. Past performance, hypothetical results or simulated data are not necessarily indicative of future results. The value of digital currencies may rise or fall, and buying, selling, holding or trading digital currencies may involve significant risks. Before trading or holding digital currencies, you should carefully evaluate whether you are suitable for such investment based on your investment objectives, financial situation and risk tolerance. BitMart does not provide any investment, legal or tax advice. Please note that the BitMart staking service is not available to US residents or any user located in or established in the United States.
