Data: EtherFi's per-user revenue reaches $256, far surpassing payment platforms like Revolut, Wise, SoFi

Odaily reported that Leon Waidmann, a researcher at Lisk, posted on platform X stating that EtherFi has transformed from an Ethereum staking protocol into a crypto digital bank encompassing staking, DeFi yields, and Visa cards. Currently, EtherFi has a total of only 21,000 users, but the platform revenue generated per user is $256. In comparison, Revolut has 93.5 million users with a per-user revenue of $60; Wise has 13.4 million users with a per-user revenue of $83; SoFi has 12.6 million users with a per-user revenue of $264. The total user balance on EtherFi is $9.9 billion, with an average account holding approximately $470,000 in assets. EtherFi operates through smart contracts and on-chain yields, requiring no banking license or traditional technology, achieving profitability from its first day of operation.