#usde #revolvingloan The drum broke, and everyone hammered at it. Overnight, all the front-end and back-end gunfire came pouring in, as if those using revolving loans for usde were fools. As someone who's experienced this, let me share a few points: 1. VIP loans have a margin call response time delay, with 24-hour liquidation. Therefore, the risk of using VIP loans for revolving loans is the long-term decoupling of usde (at least more than 24 hours), not the time-sharing line spikes. 2. Regarding the 2% premium/discount loss, it would only occur if you entered at a 1% premium and exited at a 1% discount. However, at the time the Binance event began, a large number of pt-usde maturities and a large number of usde sell orders caused usde to be discounted. Of course, it was likely discounted upon exit, but the difference between the two was not significant and would not result in a 2% loss. What really needs reflection is that I almost considered using revolving loans through methods like deposit and loan or leveraged borrowing, which don't have clear delayed liquidation rules. I don't know how Binance will handle these methods, but if deposit and loan can't fully restore loan orders, taking such a large risk to save an annualized 1-2% interest is undoubtedly a loss.